Just Financial Planning Ltd
Reference number: 477571
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
Just Financial Planning, Point House, 5 High Street, Coltishall, Norwich, Norfolk, NR12 7AA, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When justfinancialplanning.co.uk first appeared online, and whether it can receive email
- What kind of line 01603 266333 is
- Who else gives the postcode NR12 7AA
Other names (1)
If you were contacted under any of these names, it is this firm.
- Just Financial Solutions Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages · Arrange equity release FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (17 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on a home reversion plan
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on Pension Transfers and Pension Opt Outs
- Advising on regulated mortgage contracts
- Arranging (bringing about) a home reversion plan
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Making arrangements with a view to a home reversion plan
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06453011 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 December 2007 (18 years old)
- Registered office
- Point House 5 High Street, Coltishall, Norwich, NR12 7AA, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Holly Judith Heald | Director | Jan 1980 | 13 Dec 2007 | 1 other company |
| David Coleman | Director | Jul 1991 | 1 Oct 2026 | None |
| Holly Judith Heald | Secretary | Not published | 13 Dec 2007 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£343k
+6.4% from £322k
Cash at bank
£454k
+25% from £364k
Employees (average)
22
+22% from 18
Owed within a year
£225k
+24% from £182k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 06453011. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Just Financial Planning’s history from the FCA register and Companies House, newest first.
2026
24 August 2026
- Risings Property Ltd became a part-owner (25–50% of shares)
- Roy Arthur Durrant no longer has significant control
Companies House
2016
1 October 2016
- Roy Arthur Durrant gained significant control
Companies House
6 April 2016
- Holly Judith Heald gained significant control
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2012
3 September 2012
- Changed its registered name from "Just Financial Planning Ltd"
FCA register
21 August 2012
- Changed its registered name from "Just Financial Solutions Ltd"
FCA register
2008
1 April 2008
- Became authorised by the FCA
FCA register
16 January 2008
- Regulated by the Financial Services Authority from this date
FCA register
2007
13 December 2007
- Incorporated at Companies House
Companies House
In the full report: all 19 events
- All 19 events in its history (10 shown here)
- Every director appointment and resignation: 6
Firms like Just Financial Planning
Other firms of the same type (lender), nearest first.
In Norwich
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Just Financial Planning
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 19 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Just Financial Planning Ltd FCA authorised?
What is Just Financial Planning’s phone number and website?
Is Just Financial Planning a scam or clone?
Is my money safe with Just Financial Planning?
Who owns Just Financial Planning?
Who runs Just Financial Planning?
How long has Just Financial Planning been in business?
What do Just Financial Planning’s latest accounts show?
Does Just Financial Planning use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk