K. J. Herbert (Insurance Services) Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 1973
Accounts filed up to 31 October 2025
On its latest accounts it owed £13.4k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

kjherbertinsurance.co.uk (opens in a new tab)
Phone number

01656 679702
Address

1D Dunraven Place, Bridgend, Pen-y-bont ar Ogwr, CF31 1JF, United Kingdom

In the full report: 3 background checks

When kjherbertinsurance.co.uk first appeared online, and whether it can receive email
What kind of line 01656 679702 is, and the other firm that gives it
Who else gives the postcode CF31 1JF

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (9 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Debt Administration
Debt-collecting
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 01099413 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 28 February 1973 (53 years old)
Registered office: 1d Dunraven Place, Bridgend, Mid Glamorgan, CF31 1JF
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Joanne Thomas	Director	Jul 1976	1 Nov 2004	3 other companies
Graham Thomas	Director	Oct 1974	1 Nov 2012	4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
closed down: 1
is FCA-registered: 1

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 2 companies these 2 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

−£13.4k

−180% from £16.8k

Cash at bank

£2,307

Up £1,884 from £423

Employees (average)

15

Same as 15

Net assets are negative: on its last balance sheet the company owed £13.4k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01099413. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

K. J. Herbert (Insurance Services)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2016

6 April 2016

Graham Thomas became a part-owner (25–50% of shares)
Joanne Thomas became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1973

28 February 1973

Incorporated at Companies House

Companies House

In the full report: all 14 events

All 14 events in its history (6 shown here)
Every director appointment and resignation: 5

Firms connected to K. J. Herbert (Insurance Services)

Other FCA-listed firms that share a director, phone number or address with K. J. Herbert (Insurance Services). A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like K. J. Herbert (Insurance Services)

Other firms of the same type (insurance broker), nearest first.

In Bridgend

Kingswood Insurance Brokers Ltd.BridgendAuthorised Quick Quote Insurance Services LimitedBridgendAuthorised Arrow Mortgages LtdBridgendAppointed representative J Kelly, N M Conlon & J E TudorBridgendAppointed representative Rivendell Financial Services LtdBridgendAppointed representative Sinclair Garages LimitedBridgendAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on K. J. Herbert (Insurance Services)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 14 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is K. J. Herbert (Insurance Services) Limited FCA authorised?

Yes, K. J. Herbert (Insurance Services) Limited (FRN 307000) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is K. J. Herbert (Insurance Services)’s phone number and website?

The FCA register lists the phone number 01656 679702 and the website kjherbertinsurance.co.uk for K. J. Herbert (Insurance Services). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is K. J. Herbert (Insurance Services) a scam or clone?

K. J. Herbert (Insurance Services) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with K. J. Herbert (Insurance Services)?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about K. J. Herbert (Insurance Services) to the Financial Ombudsman Service, free of charge.

Who owns K. J. Herbert (Insurance Services)?

Companies House lists 2 people with significant control of K. J. Herbert (Insurance Services): Mrs Joanne Thomas (50–75% of shares) and Mr Graham Thomas (25–50% of shares).

Who runs K. J. Herbert (Insurance Services)?

Companies House lists 2 directors of K. J. Herbert (Insurance Services): Joanne Thomas and Graham Thomas.

How long has K. J. Herbert (Insurance Services) been in business?

The company was formed on 28 February 1973, and has held its current FCA authorisation since January 2005.

What do K. J. Herbert (Insurance Services)’s latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of −£13.4k (−180% from £16.8k) and cash at bank of £2,307 (up £1,884 from £423).