Rivendell Financial Services Ltd

Reference number: 415502

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Rivendell Financial Services Ltd (FRN 415502) is an AR of TenetLime Limited (FRN 311266). When you use Rivendell Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Rivendell Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01656 864471

  • Address

    14 Clos Y Bont, Coity, Bridgend, Pen-y-bont ar Ogwr, CF35 6QL, United Kingdom

In the full report: 2 background checks

  • What kind of line 01656 864471 is
  • Who else gives the postcode CF35 6QL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Rivendell Financial Services Former name: A name it was registered under before.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • 01656 864471
  • 07451 273769
Fake email addresses (1)
  • info@rivendellfin.co.uk
Fake websites (1)
  • rivendellfin.co.uk
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TenetLime Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
RIVENDELL FINANCIAL SERVICES LIMITED
Company status
Active
Company type
Private limited company
Incorporated
8 September 2004 (22 years old)
Registered office
14 Clos Y Bont, Coity, Bridgend, CF35 6QL, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
David James Manners Director Dec 1958 27 Sep 2004 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

£28.8k

+92% from £15.0k

Employees (average)

1

Same as 1

Owed within a year

£13.5k

No earlier figure to compare

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05225985. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rivendell Financial Services’s history from the FCA register and Companies House, newest first.

2023

20 February 2023

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

6 April 2016

  • David James Manners gained significant control

Companies House

2005

7 January 2005

  • Changed its registered name from "Rivendell Financial Services"

FCA register

2004

23 November 2004

  • Became an appointed representative

FCA register

27 September 2004

  • David James Manners appointed as a director

Companies House

8 September 2004

  • Incorporated at Companies House

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Rivendell Financial Services

Other firms of the same type (insurance broker), nearest first.

In Bridgend

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rivendell Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Rivendell Financial Services Ltd FCA authorised?
Rivendell Financial Services Ltd (FRN 415502) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Rivendell Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Rivendell Financial Services Ltd (FRN 415502) is an AR of TenetLime Limited (FRN 311266). When you use Rivendell Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Rivendell Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Rivendell Financial Services’ phone number?
The FCA register lists the phone number 01656 864471 for Rivendell Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Rivendell Financial Services a scam or clone?
Scammers have impersonated Rivendell Financial Services: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Rivendell Financial Services, shown on this page.
Is my money safe with Rivendell Financial Services?
Protection works through TenetLime Limited, the principal firm responsible for Rivendell Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Rivendell Financial Services?
Companies House lists one person with significant control of Rivendell Financial Services: Mr David James Manners (significant influence or control).
Who runs Rivendell Financial Services?
Companies House lists one director of Rivendell Financial Services: David James Manners.
How long has Rivendell Financial Services been in business?
The company was formed on 8 September 2004.
What do Rivendell Financial Services’ latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £28.8k (+92% from £15.0k).
Does Rivendell Financial Services use any other names?
It has previously used the name Rivendell Financial Services.

Sources and links

The full report on Rivendell Financial Services Ltd

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