Karsten UK Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2003

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Karsten UK Limited (FRN 1052579) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Karsten UK.
Example: if Karsten UK refers you to a financial adviser, the advice should come from the principal firm, not from Karsten UK itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

karstenuk.co.uk (opens in a new tab)
Phone number

07920 114392
Address

Unit 20A, Flaxmill Lane, Pinchbeck, Spalding, Lincolnshire, PE11 3YP, United Kingdom

In the full report: 3 background checks

When karstenuk.co.uk first appeared online, and whether it can receive email
What kind of line 07920 114392 is
Who else gives the postcode PE11 3YP

FCA permissions and consumer protection

Protection through the principal firm
Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04985952 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 5 December 2003 (22 years old)
Registered office: Unit 20a The Flaxmill Flaxmill Lane, Pinchbeck, Spalding, Lincolnshire, PE11 3YP, England
Nature of business: Support activities for crop production (SIC 01610)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Petrus Abraham (junior) Karsten	Director	May 1975	9 Jun 2005	None
Hermanus Gideon Engelbrecht	Director	Mar 1968	5 Sep 2006	1 other company
Belia Hendrika Karsten	Director	Sep 1978	12 Feb 2019	None
Hermanus Gideon Engelbrecht	Secretary	Not published	9 Jun 2005	1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
All 8 people who have ever been directors, with their dates

Key dates in its history

Karsten UK’s history from the FCA register and Companies House, newest first.

Key events (4) All events (15)

2026

3 March 2026

Became an introducer appointed representative

FCA register

2016

5 December 2016

Karsten International Holdings Limited gave up control
Karsten International Holdings Limited took control (75–100% of shares)

Companies House

2003

5 December 2003

Incorporated at Companies House

Companies House

In the full report: all 15 events

All 15 events in its history (4 shown here)
Every director appointment and resignation: 11

Get the full report on Karsten UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
All 15 events in its history

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Frequently asked questions about this firm

Is Karsten UK Limited FCA authorised?

Karsten UK Limited (FRN 1052579) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Karsten UK?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Karsten UK Limited (FRN 1052579) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Karsten UK. Example: if Karsten UK refers you to a financial adviser, the advice should come from the principal firm, not from Karsten UK itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Karsten UK’s phone number and website?

The FCA register lists the phone number 07920 114392 and the website karstenuk.co.uk for Karsten UK. If you were given different contact details, use these to check with the firm before going any further.

Is Karsten UK a scam or clone?

Karsten UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Karsten UK?

Protection works through SME HCI Limited, the principal firm responsible for Karsten UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Karsten UK?

Companies House lists no one with significant control of Karsten UK now. Before that, it was controlled by Karsten International Holdings Limited.

Who runs Karsten UK?

Companies House lists 3 directors of Karsten UK: Petrus Abraham (junior) Karsten, Hermanus Gideon Engelbrecht and Belia Hendrika Karsten.

How long has Karsten UK been in business?

The company was formed on 5 December 2003.