KBP Financial Limited

Reference number: 461757

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

New Leaf Distribution Limited Reference number: 460421 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • KBP Financial Limited (FRN 461757) is an AR of New Leaf Distribution Limited (FRN 460421). When you use KBP Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from KBP Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kbp-financial.com first appeared online, and whether it can receive email
  • What kind of line 01732 884360 is
  • Who else gives the postcode TN15 8RF
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • KBP Financial Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04860308
Company status
Active
Company type
Private limited company
Incorporated
8 August 2003 (23 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Keith Brian Palmer Director Mar 1960 29 Oct 2003 None
Dawn Catherine Palmer Secretary Not published 13 Jul 2006 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 4 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£9,519

−12% from £10.9k

Employees (average)

1

Same as 1

Owed within a year

£85.8k

+21% from £71.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04860308. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

KBP Financial’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2024

2 October 2024

  • Changed its registered name from "KBP Financial Ltd"

FCA register

2016

1 August 2016

  • Keith Brian Palmer took control (75–100% of shares)

Companies House

2006

29 December 2006

  • Became an appointed representative

FCA register

2003

8 August 2003

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 5
Instant PDF download

Firms like KBP Financial

Other firms of the same type (pension transfer adviser), nearest first.

In the Tonbridge (TN) postcode area

Fresh Financial Services LimitedHastingsAppointed representativeOmni Finance LimitedBexhill-on-SeaAppointed representativeBespoke Financial Planning Kent LimitedAshfordAuthorisedOne and All Financial Services LtdTunbridge WellsAuthorisedWIS Contractor Mortgages LtdAshfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on KBP Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is KBP Financial Limited FCA authorised?
KBP Financial Limited (FRN 461757) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for KBP Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. KBP Financial Limited (FRN 461757) is an AR of New Leaf Distribution Limited (FRN 460421). When you use KBP Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from KBP Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is KBP Financial’s phone number and website?
The FCA register lists the phone number 01732 884360 and the website kbp-financial.com for KBP Financial. If you were given different contact details, use these to check with the firm before going any further.
Is KBP Financial a scam or clone?
KBP Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with KBP Financial?
Protection works through New Leaf Distribution Limited, the principal firm responsible for KBP Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns KBP Financial?
Companies House lists one person with significant control of KBP Financial: Mr Keith Brian Palmer (75–100% of shares).
Who runs KBP Financial?
Companies House lists one director of KBP Financial: Keith Brian Palmer.
How long has KBP Financial been in business?
The company was formed on 8 August 2003.
What do KBP Financial’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £9,519 (−12% from £10.9k).
Does KBP Financial use any other names?
It has previously used the name KBP Financial Ltd.

Sources and links

The full report on KBP Financial Limited

£19.99 · Instant PDF download

Loading secure checkout…