One and All Financial Services Ltd

Reference number: 672406

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When oneandallfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 832 2222 is
  • Who else gives the postcode TN1 1UE
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Other names (13)

If you were contacted under any of these names, it is this firm.

  • One & All Trading name: A name it trades under now.
  • One & All Financial Services Ltd Former name: A name it was registered under before.
  • Oryx FS Ltd Former name: A name it was registered under before.
  • Insideout Health Financial Services Former trading name: A name it used to trade under.
  • Later Life Financial Services Former trading name: A name it used to trade under.
  • Later Life Planning Experts Former trading name: A name it used to trade under.
  • One & All Financial Former trading name: A name it used to trade under.
  • One & All Financial Services Former trading name: A name it used to trade under.
  • One & All FS Former trading name: A name it used to trade under.
  • Outrageous Wealth Management Former trading name: A name it used to trade under.
  • The Lifetime Mortgage Company Former trading name: A name it used to trade under.
  • The Mortgage Man Former trading name: A name it used to trade under.
  • The Mortgage Man. CG Financial Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 September 2014 (12 years old)
Registered office
2 Mount Sion, Tunbridge Wells, TN1 1UE, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholus Blunt Director Oct 1970 4 Sep 2014 1 other company
Thomas James John Rooney Director Apr 1981 10 May 2023 7 other companies
Martin Mcsherry Director Feb 1969 7 Aug 2023 2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
2
run together
1

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£68.6k

+2% from £67.2k

Cash at bank

£78.1k

−16% from £92.9k

Employees (average)

4

+33% from 3

Owed within a year

£19.3k

+13% from £17.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09203959. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

One and All Financial Services’s history from the FCA register and Companies House, newest first.

2024

23 January 2024

  • Changed its registered name from "One & All Financial Services Ltd"

FCA register

22 January 2024

  • Changed its registered name from "Oryx FS Ltd"

FCA register

2023

7 August 2023

  • Martin McSherry became a part-owner (25–50% of shares)
  • Thomas James John Rooney became a part-owner (25–50% of shares)

Companies House

2016

3 September 2016

  • Nicholus Blunt became a part-owner (25–50% of shares)

Companies House

2015

17 July 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2014

4 September 2014

  • Incorporated at Companies House

Companies House

In the full report: all 34 events

  • All 34 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms like One and All Financial Services

Other firms of the same type (pension transfer adviser), nearest first.

In the Tonbridge (TN) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on One and All Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 34 events in its history

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Frequently asked questions about this firm

Is One and All Financial Services Ltd FCA authorised?
Yes, One and All Financial Services Ltd (FRN 672406) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2015 and works as a pension transfer adviser. The FCA has placed no limits on its permissions.
What is One and All Financial Services’ phone number and website?
The FCA register lists the phone number 0161 832 2222 and the website oneandallfs.co.uk for One and All Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is One and All Financial Services a scam or clone?
One and All Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with One and All Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about One and All Financial Services to the Financial Ombudsman Service, free of charge.
Who owns One and All Financial Services?
Companies House lists 3 people with significant control of One and All Financial Services: Mr Martin McSherry (25–50% of shares), Mr Thomas James John Rooney (25–50% of shares) and Mr Nicholus Blunt (25–50% of shares).
Who runs One and All Financial Services?
Companies House lists 3 directors of One and All Financial Services: Nicholus Blunt, Thomas James John Rooney and Martin McSherry.
How long has One and All Financial Services been in business?
The company was formed on 4 September 2014, and has held its current FCA authorisation since July 2015.
What do One and All Financial Services’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £68.6k (+2% from £67.2k) and cash at bank of £78.1k (−16% from £92.9k).
Does One and All Financial Services use any other names?
It trades as One & All. It has previously used 12 other names, including One & All Financial Services Ltd, Oryx FS Ltd and Insideout Health Financial Services.

Sources and links

The full report on One and All Financial Services Ltd

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