Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
1 Cabot Square, London, Canary Wharf, E14 4QJ, United Kingdom
In the full report: 1 background check
- Who else gives the postcode E14 4QJ
Other names (1)
If you were contacted under any of these names, it is this firm.
- KADMOS Trading name: A name it trades under now.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- h) Issuing Electronic Money
Limits on what they may do
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Agents and distributors
The firm will not onboard any agents or use any distributors.
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Provision of payment services
The firm will not provide account information services or payment initiation services.
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Provision of e-money and payment services
The firm will provide e-money and related payment services to users in the international shipping industries only.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14832182 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 April 2023 (3 years old)
- Registered office
- 10 Finsbury Square, 5th Floor, C/O Fox Williams Llp, London, EC2A 1AF, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Justus Tilman Andreas Schmueser | Director | Apr 1995 | 27 Apr 2023 | None |
| Olexandr Makarovych | Director | Jan 1993 | 27 Apr 2023 | None |
| Justine Elizabeth Norman | Director | Mar 1971 | 31 Jul 2024 | 6 other companies |
| Daniel Watson | Director | Mar 1974 | 31 Jul 2024 | None |
| Yutaka Kobayashi | Director | Jan 1984 | 19 Jan 2026 | None |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 3
- is FCA-registered
- 1
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 7 people who have ever been directors, with their dates
Key dates in its history
Kdms Payments’s history from the FCA register and Companies House, newest first.
2025
22 August 2025
- Regulated by the FCA from this date
- FCA imposed a requirement (Agents and distributors)
- FCA imposed a requirement (Provision of e-money and payment services)
- FCA imposed a requirement (Provision of payment services)
- Became an authorised e-money institution
FCA register
2023
27 April 2023
- Incorporated at Companies House
Companies House
In the full report: all 16 events
- All 16 events in its history (6 shown here)
- Every director appointment and resignation: 9
Firms connected to Kdms Payments
Other FCA-listed firms that share a director, phone number or address with Kdms Payments. A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Firms like Kdms Payments
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Kdms Payments
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 1 background check on its contact details
- All 16 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk