Keen Hallifax & Associates Limited

Reference number: 188193

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Keen Hallifax & Associates Limited (FRN 188193) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Keen Hallifax & Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Keen Hallifax & Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07834 688355

  • Address

    96 Oak Hill Crescent, Woodford Green, Waltham Forest, IG8 9PQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07834 688355 is
  • Who else gives the postcode IG8 9PQ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Keen Halifax & Associates Former name: A name it was registered under before.
  • Keen Halifax & Associates Ltd Former name: A name it was registered under before.
  • Keen Hallifax & Associates Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 April 2003 (23 years old)
Registered office
Athene House, Suite J, 86 The Broadway, Mill Hill, London, NW7 3TD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Victor Joseph Goring Director Dec 1963 1 Apr 2003 1 other company
Donna Patricia Goring Secretary Not published 2 Apr 2004 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Total equity

£81.0k

+12% from £72.3k

Employees (average)

2

Same as 2

Owed within a year

£5,254

Up £4,689 from £565

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04717793. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Keen Hallifax & Associates’s history from the FCA register and Companies House, newest first.

2024

26 February 2024

  • Changed its registered name from "Keen Hallifax & Associates Ltd"

FCA register

2016

6 April 2016

  • Donna Patricia Goring became a part-owner (25–50% of shares)
  • Victor Joseph Goring became the majority owner (50–75% of shares)

Companies House

2013

20 November 2013

  • Changed its registered name from "Keen Halifax & Associates Ltd"

FCA register

2003

12 June 2003

  • Changed its registered name from "Keen Halifax & Associates"

FCA register

1 April 2003

  • Incorporated at Companies House

Companies House

2000

1 March 2000

  • Became an appointed representative

FCA register

In the full report: all 10 events

  • All 10 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms like Keen Hallifax & Associates

Other firms of the same type (mortgage adviser or broker), nearest first.

In Woodford Green

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Keen Hallifax & Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Keen Hallifax & Associates Limited FCA authorised?
Keen Hallifax & Associates Limited (FRN 188193) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Keen Hallifax & Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Keen Hallifax & Associates Limited (FRN 188193) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Keen Hallifax & Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Keen Hallifax & Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Keen Hallifax & Associates’ phone number?
The FCA register lists the phone number 07834 688355 for Keen Hallifax & Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Keen Hallifax & Associates a scam or clone?
Keen Hallifax & Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Keen Hallifax & Associates?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Keen Hallifax & Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Keen Hallifax & Associates?
Companies House lists 2 people with significant control of Keen Hallifax & Associates: Mr Victor Joseph Goring (50–75% of shares) and Mrs Donna Patricia Goring (25–50% of shares).
Who runs Keen Hallifax & Associates?
Companies House lists one director of Keen Hallifax & Associates: Victor Joseph Goring.
How long has Keen Hallifax & Associates been in business?
The company was formed on 1 April 2003.
What do Keen Hallifax & Associates’ latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £81.0k (+12% from £72.3k).
Does Keen Hallifax & Associates use any other names?
It has previously used 3 other names: Keen Halifax & Associates, Keen Halifax & Associates Ltd and Keen Hallifax & Associates Ltd.

Sources and links

The full report on Keen Hallifax & Associates Limited

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