Your Mortgage Approved Limited
Reference number: 1026132
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 30 September 2025
Responsible principal firm
The Fiducia Network Ltd Reference number: 917537 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Your Mortgage Approved Limited (FRN 1026132) is an AR of The Fiducia Network Ltd (FRN 917537). When you use Your Mortgage Approved's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Your Mortgage Approved, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Ground Floor, Suite 16, Bourne Court, Unity Trading Estate, Southend Road, Woodford Green, IG8 8HD, United Kingdom
In the full report: 3 background checks
- When yourmortgageapproved.co.uk first appeared online, and whether it can receive email
- What kind of line 07496 721829 is
- Who else gives the postcode IG8 8HD
Other names (1)
If you were contacted under any of these names, it is this firm.
- Your Commercial Mortgage Approved Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Fiducia Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11272867 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 March 2018 (8 years old)
- Registered office
- C/O Hns Accountants Limited 79 College Road, Regus, Harrow, HA1 1BD, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Shirin Pravinchandra Patel | Director | Nov 1984 | 23 Mar 2018 | 5 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 2
- still active
- 3
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£172k
+32% from £130k
Employees (average)
1
Up 1 from 0
Owed within a year
£108k
−37% from £172k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11272867. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Your Mortgage Approved’s history from the FCA register and Companies House, newest first.
2025
25 February 2025
- Became an appointed representative
- Began trading as "Your Commercial Mortgage Approved"
FCA register
2018
23 March 2018
- Incorporated at Companies House
- Shirin Pravinchandra Patel took control (75–100% of shares)
- Shirin Pravinchandra Patel appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Your Mortgage Approved
Other firms of the same type (mortgage adviser or broker), nearest first.
In Woodford Green
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Your Mortgage Approved
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 5 events in its history
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Frequently asked questions about this firm
Is Your Mortgage Approved Limited FCA authorised?
What does appointed representative mean for Your Mortgage Approved?
What is Your Mortgage Approved’s phone number and website?
Is Your Mortgage Approved a scam or clone?
Is my money safe with Your Mortgage Approved?
Who owns Your Mortgage Approved?
Who runs Your Mortgage Approved?
How long has Your Mortgage Approved been in business?
What do Your Mortgage Approved’s latest accounts show?
Does Your Mortgage Approved use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk