Kent Mortgage Services Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are protected by FSCS
No FCA actions
Active company since 2016
Accounts filed up to 30 June 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

clearfs.co.uk (opens in a new tab)
Phone number

01474 360088
Address

30 Windmill Street, Gravesend, Kent, DA12 1AS, United Kingdom

In the full report: 3 background checks

When clearfs.co.uk first appeared online, and whether it can receive email
What kind of line 01474 360088 is
Who else gives the postcode DA12 1AS

Other names (1)

If you were contacted under any of these names, it is this firm.

Clear Financial Solutions Trading name: A name it trades under now.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (10 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

Limits on what they may do

Not to hold or control client assets

The firm must not hold or control client assets.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10247410 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 23 June 2016 (10 years old)
Registered office: 5 London Road, Rainham, Gillingham, ME8 7RG, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Dilpreet Singh Thandi	Director	Sep 1989	23 Jun 2016	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£538k

+13% from £476k

Cash at bank

£140k

−57% from £325k

Employees (average)

3

+50% from 2

Owed within a year

£110k

+39% from £78.7k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10247410. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kent Mortgage Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2018

3 April 2018

Regulated by the FCA from this date
FCA imposed a requirement (Not to hold or control client assets)
Became authorised by the FCA

FCA register

2016

23 June 2016

Incorporated at Companies House
Dilpreet Singh Thandi took control (75–100% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 1

Firms connected to Kent Mortgage Services

Other FCA-listed firms that share a director, phone number or address with Kent Mortgage Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Kent Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Kent

Diamond Property Finance LimitedKentAuthorised Moore Financial Solutions LimitedKentAppointed representative Mother Goose Mortgages LtdKentAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kent Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 8 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Kent Mortgage Services Ltd FCA authorised?

Yes, Kent Mortgage Services Ltd (FRN 800826) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2018 and works as a mortgage adviser or broker. The FCA has placed a limit on what it may do.

What is Kent Mortgage Services’ phone number and website?

The FCA register lists the phone number 01474 360088 and the website clearfs.co.uk for Kent Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.

Is Kent Mortgage Services a scam or clone?

Kent Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Kent Mortgage Services?

It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Kent Mortgage Services to the Financial Ombudsman Service, free of charge.

Who owns Kent Mortgage Services?

Companies House lists one person with significant control of Kent Mortgage Services: Mr Dilpreet Singh Thandi (75–100% of shares).

Who runs Kent Mortgage Services?

Companies House lists one director of Kent Mortgage Services: Dilpreet Singh Thandi.

How long has Kent Mortgage Services been in business?

The company was formed on 23 June 2016, and has held its current FCA authorisation since April 2018.

What do Kent Mortgage Services’ latest accounts show?

Its latest accounts, to 30 June 2025, show net assets of £538k (+13% from £476k) and cash at bank of £140k (−57% from £325k).

Does Kent Mortgage Services use any other names?

It trades as Clear Financial Solutions.