Mother Goose Mortgages Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 19 years
Protected through the principal
No FCA actions
Active company since 2007
Accounts filed up to 30 April 2026

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Mother Goose Mortgages Ltd (FRN 471667) is an AR of First Complete Limited (FRN 435779). When you use Mother Goose Mortgages's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Mother Goose Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01892 862534
Address

Unit B6, Speldhurst Business Park, Langton Road, Speldhurst, Kent, TN3 0AQ, United Kingdom

In the full report: 2 background checks

What kind of line 01892 862534 is
Who else gives the postcode TN3 0AQ

FCA permissions and consumer protection

Protection through the principal firm
Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06121307 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 February 2007 (19 years old)
Registered office: Unit B6 Speldhurst Business Park Langton Road, Speldhurst, Tunbridge Wells, Kent, TN3 0AQ, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Nicholas Michael Coffin	Director	May 1968	21 Feb 2007	2 other companies
Helen Louise Coffin	Director	Jan 1972	30 Nov 2010	1 other company
Helen Louise Coffin	Secretary	Not published	30 Nov 2010	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
went insolvent: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
The one that went into liquidation or administration
The 1 company these 2 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 April 2026Micro-entity accountsNot audited

Net assets

£32.6k

−8.9% from £35.8k

Employees (average)

6

+20% from 5

Owed within a year

£29.6k

+19% from £24.8k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06121307. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mother Goose Mortgages’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2016

6 April 2016

Helen Louise Coffin became a part-owner (25–50% of shares)
Nicholas Michael Coffin became a part-owner (25–50% of shares)

Companies House

2007

15 August 2007

Became an appointed representative

FCA register

21 February 2007

Incorporated at Companies House

Companies House

In the full report: all 10 events

All 10 events in its history (4 shown here)
Every director appointment and resignation: 6

Firms connected to Mother Goose Mortgages

Other FCA-listed firms that share a director, phone number or address with Mother Goose Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Mother Goose Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Kent

Moore Financial Solutions LimitedKentAppointed representative Diamond Property Finance LimitedKentAuthorised Kent Mortgage Services LtdKentAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mother Goose Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 10 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Mother Goose Mortgages Ltd FCA authorised?

Mother Goose Mortgages Ltd (FRN 471667) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Mother Goose Mortgages?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mother Goose Mortgages Ltd (FRN 471667) is an AR of First Complete Limited (FRN 435779). When you use Mother Goose Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mother Goose Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Mother Goose Mortgages’ phone number?

The FCA register lists the phone number 01892 862534 for Mother Goose Mortgages. If you were given different contact details, use these to check with the firm before going any further.

Is Mother Goose Mortgages a scam or clone?

Mother Goose Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Mother Goose Mortgages?

Protection works through First Complete Limited, the principal firm responsible for Mother Goose Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Mother Goose Mortgages?

Companies House lists 2 people with significant control of Mother Goose Mortgages: Mrs Helen Louise Coffin (25–50% of shares) and Mr Nicholas Michael Coffin (25–50% of shares).

Who runs Mother Goose Mortgages?

Companies House lists 2 directors of Mother Goose Mortgages: Nicholas Michael Coffin and Helen Louise Coffin.

How long has Mother Goose Mortgages been in business?

The company was formed on 21 February 2007.

What do Mother Goose Mortgages’ latest accounts show?

Its latest accounts, to 30 April 2026, show net assets of £32.6k (−8.9% from £35.8k).