Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
HL Partnership Limited Reference number: 303397 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Kereds Advisory Limited (FRN 1052477) is an AR of HL Partnership Limited (FRN 303397). When you use Kereds Advisory's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Kereds Advisory, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
Rookery Nook, Drayton Lane, Horsford, Norwich, Norfolk, NR10 3AN, United Kingdom
In the full report: 2 background checks
- What kind of line 07817 527714 is
- Who else gives the postcode NR10 3AN
Other names (1)
If you were contacted under any of these names, it is this firm.
- Kereds Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16965415 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 15 January 2026 (less than a year old)
- Registered office
- Rookery Nook Drayton Lane, Horsford, Norwich, NR10 3AN, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Howard Trevor Jones | Director | May 1987 | 15 Jan 2026 | 7 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 1
- still active
- 6
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Key dates in its history
Kereds Advisory’s history from the FCA register and Companies House, newest first.
2026
27 March 2026
- Became an appointed representative
- Began trading as "Kereds"
FCA register
16 January 2026
- Kereds Financial Limited took control (75–100% of shares)
Companies House
15 January 2026
- Incorporated at Companies House
- Howard Trevor Jones took control (75–100% of shares)
- Howard Trevor Jones appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Kereds Advisory
Other firms of the same type (insurance broker), nearest first.
In Norwich
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Kereds Advisory
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Kereds Advisory Limited FCA authorised?
What does appointed representative mean for Kereds Advisory?
What is Kereds Advisory’s phone number?
Is Kereds Advisory a scam or clone?
Is my money safe with Kereds Advisory?
Who owns Kereds Advisory?
Who runs Kereds Advisory?
How long has Kereds Advisory been in business?
Does Kereds Advisory use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk