Kevin McKay

Reference number: 983948

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Appointed representative

Kevin McKay does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Kevin McKay (FRN 983948) is an AR of Golden Charter Limited (FRN 965279). When you use Kevin McKay's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Kevin McKay, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01828 627005

  • Address

    20 George Street, Coupar Angus, Blairgowrie, Perth and Kinross, PH13 9DH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01828 627005 is
  • Who else gives the postcode PH13 9DH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • W Mcnaughton Funeral Director Trading name
  • Wm McNaughton Joiners & Funeral Directors. Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Kevin McKay’s history from the FCA register and Companies House, newest first.

2023

17 October 2023

  • Began trading as "Wm McNaughton Joiners & Funeral Directors."

FCA register

2022

23 September 2022

  • Became an appointed representative
  • Began trading as "W Mcnaughton Funeral Director"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Kevin McKay

Other FCA-listed firms that share a director, phone number or address with Kevin McKay. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Kevin McKay

Other firms of the same type (funeral director), nearest first.

In the Perth (PH) postcode area

Gaulds Funeral Services Ltd.CrieffAppointed representativeJames McEwan & Son LimitedPerthAppointed representativeJames Melville CarcaryPerthAppointed representativeJamie R Rodgers Funeral Directors LtdAviemoreAppointed representativeJohn McLellan & Company LimitedFort WilliamAppointed representativeJohn Ross Funeral Services LimitedGrantown-on-SpeyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kevin McKay

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Kevin McKay FCA authorised?
Kevin McKay (FRN 983948) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Kevin McKay?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Kevin McKay (FRN 983948) is an AR of Golden Charter Limited (FRN 965279). When you use Kevin McKay's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kevin McKay, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kevin McKay’s phone number?
The FCA register lists the phone number 01828 627005 for Kevin McKay. If you were given different contact details, use these to check with the firm before going any further.
Is Kevin McKay a scam or clone?
Kevin McKay is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kevin McKay?
Protection works through Golden Charter Limited, the principal firm responsible for Kevin McKay's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Kevin McKay use any other names?
It trades as W Mcnaughton Funeral Director and Wm McNaughton Joiners & Funeral Directors..

Sources and links

The full report on Kevin McKay

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