Key Solutions Mortgages Limited

Reference number: 311236

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ksmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01934 520777 is
  • Who else gives the postcode BS24 9AX
Instant PDF download

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (16 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03022389
Company status
Active
Company type
Private limited company
Incorporated
15 February 1995 (31 years old)
Registered office
2 Stafford Place, Weston-Super-Mare, Somerset, BS23 2QZ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
James Michael White Director Sep 1953 31 Oct 2004 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 5 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£563k

+59% from £355k

Cash at bank

£90.7k

<1% from £90.6k

Employees (average)

14

−13% from 16

Owed within a year

£409k

+24% from £329k

The accounts for the year to 31 March 2025 do not tag profit before tax in a form that can be read automatically, so it is not shown. The last tagged figure is −£21.4k, for the year to 31 March 2023.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03022389. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Key Solutions Mortgages’s history from the FCA register and Companies House, newest first.

Key events (7) All events (16)

2026

15 May 2026

  • Nigel Kevan White no longer has significant control

Companies House

2016

31 October 2016

  • James Michael White took control (75–100% of shares)

Companies House

6 April 2016

  • Nigel Kevan White gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register · Companies House

1995

15 February 1995

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (7 shown here)
  • Every director appointment and resignation: 7
Instant PDF download

Firms like Key Solutions Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Weston-Super-Mare

Buzz Financial LtdWeston-super-MareAuthorisedClaire Alexandra Joanna RogersWeston-Super-MareAuthorisedThe Frost PartnershipWeston-Super-MareAuthorisedCMA Mortgage Brokers LtdWeston-Super-MareAppointed representativeCollar Mortgage Services LimitedWeston-Super-MareAppointed representativeElkins Mortgage ServicesWeston-super-MareAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Key Solutions Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 16 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Key Solutions Mortgages Limited FCA authorised?
Yes, Key Solutions Mortgages Limited (FRN 311236) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Key Solutions Mortgages’ phone number and website?
The FCA register lists the phone number 01934 520777 and the website ksmortgages.co.uk for Key Solutions Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Key Solutions Mortgages a scam or clone?
Key Solutions Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Key Solutions Mortgages?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Key Solutions Mortgages to the Financial Ombudsman Service, free of charge.
Who owns Key Solutions Mortgages?
Companies House lists one person with significant control of Key Solutions Mortgages: Mr James Michael White (75–100% of shares). Before that, it was controlled by Mr Nigel Kevan White.
Who runs Key Solutions Mortgages?
Companies House lists one director of Key Solutions Mortgages: James Michael White.
How long has Key Solutions Mortgages been in business?
The company was formed on 15 February 1995, and has held its current FCA authorisation since October 2004.
What do Key Solutions Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £563k (+59% from £355k) and cash at bank of £90.7k (<1% from £90.6k).

Sources and links

The full report on Key Solutions Mortgages Limited

£19.99 · Instant PDF download

Loading secure checkout…