Kincardine and Mearns Citizens Advice Bureau

Reference number: 617463

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When kamcab.org.uk first appeared online, and whether it can receive email
  • What kind of line 01569 766578 is
  • Who else gives the postcode AB39 2JD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Kincardine and Mearns CAB Trading name

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC357204
Company status
Active
Company type
Private company limited by guarantee
Incorporated
25 March 2009 (17 years old)
Registered office
Ground Floor Sheriff Court Building, Dunnottar Avenue, Stonehaven, AB39 2JD, Scotland
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)

Directors and company secretaries

Name Role Born Appointed Other companies
Morag Mitchell Director Feb 1964 2 Jan 2022 1 other company
Patricia Jane Pugh Director Oct 1955 27 Jul 2022 None
Patricia Hughes Director Feb 1961 22 Jul 2024 1 other company
Rachel Katherine Shanks (Dr) Director Mar 1968 26 Aug 2026 2 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
still active
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 32 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2024Full accountsNot audited

Employees (average)

14

+17% from 12

In the full report: all 5 years of accounts

  • Every year from 2020 to 2024
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC357204. Figures are exactly as filed; nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (4) All events (66)

2014

1 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

2009

25 March 2009

  • Incorporated at Companies House

Companies House

In the full report: all 66 events

  • All 66 events in its history (4 shown here)
  • Every director appointment and resignation: 58
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Similar firms

Other firms of the same type (debt advice or management), nearest first.

In the Aberdeen (AB) postcode area

Aberdeenshire North Citizens Advice BureauTurriffAuthorisedGrampian Housing Association LimitedAberdeenAuthorisedAberdeen Citizens Advice BureauAberdeenAuthorisedSouth West Aberdeenshire Citizens Advice BureauWesthillAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 5 years of accounts, charted
  • All 66 events in its history

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Frequently asked questions about this firm

Is Kincardine and Mearns Citizens Advice Bureau FCA authorised?
Yes, Kincardine and Mearns Citizens Advice Bureau (FRN 617463) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Kincardine and Mearns Citizens Advice Bureau’s phone number and website?
The FCA register lists the phone number 01569 766578 and the website kamcab.org.uk for Kincardine and Mearns Citizens Advice Bureau. If you were given different contact details, use these to check with the firm before going any further.
Is Kincardine and Mearns Citizens Advice Bureau a scam or clone?
Kincardine and Mearns Citizens Advice Bureau is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kincardine and Mearns Citizens Advice Bureau?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Kincardine and Mearns Citizens Advice Bureau handles your money, so check the specific product before you commit. You can also refer complaints about Kincardine and Mearns Citizens Advice Bureau to the Financial Ombudsman Service, free of charge.
Who runs Kincardine and Mearns Citizens Advice Bureau?
Companies House lists 4 directors of Kincardine and Mearns Citizens Advice Bureau: Morag Mitchell, Patricia Jane Pugh, Patricia Hughes and Rachel Katherine Shanks (Dr).
How long has Kincardine and Mearns Citizens Advice Bureau been in business?
The company was formed on 25 March 2009, and has held its current FCA authorisation since April 2014.
What do Kincardine and Mearns Citizens Advice Bureau’s latest accounts show?
Does Kincardine and Mearns Citizens Advice Bureau use any other names?
It trades as Kincardine and Mearns CAB.

Sources and links

The full report on Kincardine and Mearns Citizens Advice Bureau

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