Kinnaird Travel Limited

Reference number: 427412

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Holiday Extras Cover Limited Reference number: 828848 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Kinnaird Travel Limited (FRN 427412) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Kinnaird Travel.
  • Example: if Kinnaird Travel refers you to a financial adviser, the advice should come from the principal firm, not from Kinnaird Travel itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kinnairdtravel.co.uk first appeared online, and whether it can receive email
  • What kind of line 01346 515725 is
  • Who else gives the postcode AB43 9AN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Kinnaird Travel Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Holiday Extras Cover Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC259157
Company status
Active
Company type
Private limited company
Incorporated
12 November 2003 (22 years old)
Registered office
14 High Street, Fraserburgh, AB43 9AN
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Avril Noble Director Apr 1950 12 Nov 2003 None
James Noble Director Jan 1952 12 Nov 2003 1 other company
James Watt Noble Director Aug 1977 6 Mar 2015 None
Avril Noble Secretary Not published 12 Nov 2003 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£3.13m

+8% from £2.90m

Cash at bank

£2.93m

+11% from £2.65m

Employees (average)

8

−11% from 9

Owed within a year

£312k

+2.9% from £303k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC259157. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kinnaird Travel’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2023

6 December 2023

  • Changed its registered name from "Kinnaird Travel Ltd"

FCA register

2016

6 April 2016

  • Avril Noble became a part-owner (25–50% of shares)
  • James Noble became a part-owner (25–50% of shares)

Companies House

2005

18 February 2005

  • Became an introducer appointed representative

FCA register

2003

12 November 2003

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Kinnaird Travel

Other firms of the same type (insurance broker), nearest first.

In Fraserburgh

M3w LtdFraserburghAuthorised

In the Aberdeen (AB) postcode area

S J Hepburn, T C Brodie, R R Silvers & S A LawInverurieAppointed representativeCairn Health LtdAboyneAppointed representativeAberdeen & Grampian Chamber of CommerceAberdeenAppointed representativeAberhelp LtdAberdeenAppointed representativeAlban Associates LimitedAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kinnaird Travel

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Kinnaird Travel Limited FCA authorised?
Kinnaird Travel Limited (FRN 427412) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Kinnaird Travel?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Kinnaird Travel Limited (FRN 427412) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Kinnaird Travel. Example: if Kinnaird Travel refers you to a financial adviser, the advice should come from the principal firm, not from Kinnaird Travel itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kinnaird Travel’s phone number and website?
The FCA register lists the phone number 01346 515725 and the website kinnairdtravel.co.uk for Kinnaird Travel. If you were given different contact details, use these to check with the firm before going any further.
Is Kinnaird Travel a scam or clone?
Kinnaird Travel is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kinnaird Travel?
Protection works through Holiday Extras Cover Limited, the principal firm responsible for Kinnaird Travel's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Kinnaird Travel?
Companies House lists 2 people with significant control of Kinnaird Travel: Avril Noble (25–50% of shares) and Mr James Noble (25–50% of shares).
Who runs Kinnaird Travel?
Companies House lists 3 directors of Kinnaird Travel: Avril Noble, James Noble and James Watt Noble.
How long has Kinnaird Travel been in business?
The company was formed on 12 November 2003.
What do Kinnaird Travel’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £3.13m (+8% from £2.90m) and cash at bank of £2.93m (+11% from £2.65m).
Does Kinnaird Travel use any other names?
It has previously used the name Kinnaird Travel Ltd.

Sources and links

The full report on Kinnaird Travel Limited

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