KRD Financial Advisers Limited

Reference number: 456629

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When krdfa.com first appeared online, and whether it can receive email
  • What kind of line 01562 888440 is
  • Who else gives the postcode DY9 0NJ
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Ethically invest Trading name
  • KRD Equity release Trading name
  • KRD Mortgages Trading name
  • check and save Former trading name
  • Hagley Business Hub Former trading name
  • Hagley Insurance Brokers Former trading name
  • My Retirement hub Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05595319
Company status
Active
Company type
Private limited company
Incorporated
18 October 2005 (21 years old)
Registered office
Ashford House, 95 Dixons Green, Dudley, West Midlands, DY2 7DJ
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Ronald John Kevin Bissell Director Mar 1951 18 Oct 2005 2 other companies
David John Jones Director Aug 1960 1 Feb 2011 5 other companies
Ronald John Kevn Bissell Secretary Not published 1 Dec 2010 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
3
run together
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Abridged accountsNot audited

Net assets

£388k

+5% from £370k

Cash at bank

£308k

+9.1% from £282k

Employees (average)

15

−17% from 18

Owed within a year

£79.8k

−23% from £104k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05595319. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

KRD Financial Advisers’s history from the FCA register and Companies House, newest first.

Key events (6) All events (29)

2016

6 April 2016

  • David John Jones became a part-owner (25–50% of shares)
  • Ronald John Kevin Bissell became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

2 January 2007

  • Became authorised by the FCA

FCA register

2006

12 December 2006

  • Regulated by the Financial Services Authority from this date

FCA register

2005

18 October 2005

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (6 shown here)
  • Every director appointment and resignation: 10
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Firms connected to KRD Financial Advisers

Other FCA-listed firms that share a director, phone number or address with KRD Financial Advisers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like KRD Financial Advisers

Other firms of the same type (financial adviser), nearest first.

In Hagley

Timely Wealth Management LtdHagleyAuthorisedClearview Credit & Financial Risks LimitedHagleyAppointed representative

In the Dudley (DY) postcode area

Bbi Independent Financial Advisers LimitedKidderminsterAuthorisedBell Simpson LimitedDudleyAuthorisedConsequential Planning LimitedBewdleyAuthorisedCooper Mortimer Plant LimitedKidderminsterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on KRD Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 29 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is KRD Financial Advisers Limited FCA authorised?
Yes, KRD Financial Advisers Limited (FRN 456629) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2007 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is KRD Financial Advisers’ phone number and website?
The FCA register lists the phone number 01562 888440 and the website krdfa.com for KRD Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is KRD Financial Advisers a scam or clone?
KRD Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with KRD Financial Advisers?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about KRD Financial Advisers to the Financial Ombudsman Service, free of charge.
Who owns KRD Financial Advisers?
Companies House lists 2 people with significant control of KRD Financial Advisers: Mr David John Jones (25–50% of shares) and Mr Ronald John Kevin Bissell (25–50% of shares).
Who runs KRD Financial Advisers?
Companies House lists 2 directors of KRD Financial Advisers: Ronald John Kevin Bissell and David John Jones.
How long has KRD Financial Advisers been in business?
The company was formed on 18 October 2005, and has held its current FCA authorisation since January 2007.
What do KRD Financial Advisers’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £388k (+5% from £370k) and cash at bank of £308k (+9.1% from £282k).
Does KRD Financial Advisers use any other names?
It trades as Ethically invest, KRD Equity release and KRD Mortgages. It has previously used 4 other names, including check and save, Hagley Business Hub and Hagley Insurance Brokers.

Sources and links

The full report on KRD Financial Advisers Limited

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