Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 31 March 2025
- On its latest accounts it owed £1.42m more than it owned
Responsible principal firm
Bspoke Lifestyle Ltd Reference number: 820727 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- L B Corporation Ltd (FRN 931075) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not L B Corporation.
- Example: if L B Corporation refers you to a financial adviser, the advice should come from the principal firm, not from L B Corporation itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Low Briery Holiday Village, Keswick, Cumbria, CA12 4RN, United Kingdom
In the full report: 3 background checks
- When lowbriery.co.uk first appeared online, and whether it can receive email
- What kind of line 01768 772044 is
- Who else gives the postcode CA12 4RN
Other names (1)
If you were contacted under any of these names, it is this firm.
- Low Briery Holiday Village Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- L B CORPORATION LIMITED
- Company number
- 11750099 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 January 2019 (7 years old)
- Registered office
- 73 Cornhill, London, EC3V 3QQ, England
- Nature of business
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- Holiday centres and villages (SIC 55201)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Susan Lydia Walker | Director | Jan 1949 | 18 Jan 2019 | 7 other companies |
| Lucy Anne James | Director | Jul 1986 | 31 May 2022 | 2 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 9
- closed down
- 2
- still active
- 7
In the full report: all 9 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£1.42m
Down £488k from −£932k
Cash at bank
£114k
+27% from £89.7k
Owed within a year
£3.25m
+17% from £2.77m
Net assets are negative: on its last balance sheet the company owed £1.42m more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 11750099. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
L B Corporation’s history from the FCA register and Companies House, newest first.
2024
2 September 2024
- Susan Lydia Walker stopped being the majority owner
Companies House
2023
26 July 2023
- Lucy Anne James took control (75–100% of shares)
Companies House
2020
30 July 2020
- Became an introducer appointed representative
FCA register
2019
18 January 2019
- Jeff Griffin gave up control
- Susan Lydia Walker became the majority owner (50–75% of shares)
Companies House
4 January 2019
- Incorporated at Companies House
- Jeff Griffin took control (75–100% of shares)
Companies House
In the full report: all 12 events
- All 12 events in its history (7 shown here)
- Every director appointment and resignation: 4
Firms like L B Corporation
Other firms of the same type (insurance broker), nearest first.
In the Carlisle (CA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on L B Corporation
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 9 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 12 events in its history
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk