Lakmini Perera

Reference number: 513346

Instant download

Appointed representative

Lakmini Perera does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lakmini Perera (FRN 513346) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Lakmini Perera's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lakmini Perera, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When lakperera.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8207 4000 is, and the 7 other firms that give it
  • Whether AL1 3JX is a shared office: 30 other firms give it
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Lak Perera Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Lakmini Perera’s history from the FCA register and Companies House, newest first.

2022

22 December 2022

  • Changed its registered name from "Lak Perera"

FCA register

2009

25 November 2009

  • Became an appointed representative

FCA register

Firms connected to Lakmini Perera

Other FCA-listed firms that share a director, phone number or address with Lakmini Perera. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
share its phone number
7
share its postcode
6

In the full report: all 7 connected firms, named

  • How each is linked: the same phone number (7), the same postcode (6)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Lakmini Perera

Other firms of the same type (financial adviser), nearest first.

In St. Albans

ADW Financial Solutions LimitedSt. AlbansAppointed representativeAltair Financial Planning LtdSt. AlbansAppointed representativeAnna DandekerSt. AlbansAppointed representativeAshridge Wealth Management LimitedSt. AlbansAppointed representativeBina DayaramSt. AlbansAppointed representativeCES Investments LtdSt. AlbansAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lakmini Perera

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details, 1 flagged
  • 7 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Lakmini Perera FCA authorised?
Lakmini Perera (FRN 513346) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lakmini Perera?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lakmini Perera (FRN 513346) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Lakmini Perera's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lakmini Perera, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lakmini Perera’s phone number and website?
The FCA register lists the phone number 020 8207 4000 and the website lakperera.co.uk for Lakmini Perera. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 7 other FCA firms.
Is Lakmini Perera a scam or clone?
Lakmini Perera is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lakmini Perera?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Lakmini Perera's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Lakmini Perera use any other names?
It has previously used the name Lak Perera.

Sources and links

The full report on Lakmini Perera

£19.99 · Instant PDF download

Loading secure checkout…