Lancaster & Morecambe Chamber of Commerce
Reference number: 419498
Instant download
Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 1897
- Accounts filed up to 31 March 2026
Responsible principal firm
WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED Reference number: 202609 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Lancaster & Morecambe Chamber of Commerce (FRN 419498) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Lancaster & Morecambe Chamber of Commerce.
- Example: if Lancaster & Morecambe Chamber of Commerce refers you to a financial adviser, the advice should come from the principal firm, not from Lancaster & Morecambe Chamber of Commerce itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
3rd Floor, Business Hub, Lancaster and Morcambe College, Lancaster, Lancashire, LA1 2TY, United Kingdom
In the full report: 3 background checks
- When lancaster-chamber.org.uk first appeared online, and whether it can receive email
- What kind of line 01524 381331 is
- Who else gives the postcode LA1 2TY
Other names (2)
If you were contacted under any of these names, it is this firm.
- Lancaster District Chamber of Commerce Ltd Former name: A name it was registered under before.
- Lancaster District Chamber of Commerce Trade & Indusrty Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 00053741 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 14 August 1897 (129 years old)
- Registered office
- C/O Lancaster And Morecambe College, Morecambe Road, Lancaster, Lancashire, LA1 2TY, England
- Nature of business
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- Activities of business and employers membership organisations (SIC 94110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael Austin Harrison | Director | Jul 1947 | 21 Jun 2000 | None |
| David Edmund Park | Director | Jul 1970 | 17 Jun 2011 | 3 other companies |
| Jonathan Edward Powell | Director | Jan 1981 | 18 Jun 2015 | 5 other companies |
| Alastair David Richards | Director | Nov 1972 | 25 Jan 2021 | 10 other companies |
| Robert James Hart | Director | Oct 1979 | 19 Jul 2022 | 1 other company |
| Daniel Braithwaite | Director | May 1974 | 27 Nov 2023 | 1 other company |
| Jamie Stuart Wright | Director | Nov 1996 | 19 Mar 2025 | None |
| Stephen Michael Blakemore | Director | Sep 1984 | 19 Mar 2025 | None |
| Heather Louise Crammond | Director | Mar 1974 | 19 Mar 2025 | 1 other company |
| Alistair James Eagles | Director | Jul 1970 | 19 Mar 2025 | 14 other companies |
| Ashley Lauren Walker | Director | Mar 1989 | 17 Jul 2025 | 3 other companies |
| David Edmund Park | Secretary | Not published | 12 Jul 2011 | – |
Other companies run by these 11 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 38
- closed down
- 14
- went insolvent
- 1
In the full report: all 38 companies, named
- What each company does, and whether it is still trading
- Which of these 11 directors sit on each board, and since when
- The one that went into liquidation or administration
- All 82 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£204k
No earlier figure to compare
Cash at bank
£253k
−12% from £288k
Employees (average)
4
Same as 4
Owed within a year
£93.1k
No earlier figure to compare
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 00053741. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
This firm’s history from the FCA register and Companies House, newest first.
2023
15 November 2023
- Changed its registered name from "Lancaster District Chamber of Commerce Trade & Indusrty"
FCA register
2015
13 May 2015
- Changed its registered name from "Lancaster District Chamber of Commerce Ltd"
FCA register
2005
14 January 2005
- Became an introducer appointed representative
FCA register
1897
14 August 1897
- Incorporated at Companies House
Companies House
In the full report: all 160 events
- All 160 events in its history (4 shown here)
- Every director appointment and resignation: 156
Similar firms
Other firms of the same type (insurance broker), nearest first.
In Lancaster
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on this firm
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 38 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 160 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk