Messers S & H Wild

Reference number: 415810

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Appointed representative

Messers S & H Wild does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Messers S & H Wild (FRN 415810) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use Messers S & H Wild's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Messers S & H Wild, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mosswood.co.uk first appeared online, and whether it can receive email
  • What kind of line 01524 791041 is, and the other firm that gives it
  • Who else gives the postcode LA2 0ES
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mosswood Caravan Park Trading name: A name it trades under now.
  • Skelwithfold Caravan Park Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Messers S & H Wild’s history from the FCA register and Companies House, newest first.

2010

9 December 2010

  • Changed its registered name from "Mosswood Caravan Park"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Firms connected to Messers S & H Wild

Other FCA-listed firms that share a director, phone number or address with Messers S & H Wild. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Messers S & H Wild

Other firms of the same type (insurance broker), nearest first.

In Lancaster

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Messers S & H Wild

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Messers S & H Wild FCA authorised?
Messers S & H Wild (FRN 415810) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Messers S & H Wild?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Messers S & H Wild (FRN 415810) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use Messers S & H Wild's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Messers S & H Wild, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Messers S & H Wild’s phone number and website?
The FCA register lists the phone number 01524 791041 and the website mosswood.co.uk for Messers S & H Wild. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Messers S & H Wild a scam or clone?
Messers S & H Wild is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Messers S & H Wild?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for Messers S & H Wild's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Messers S & H Wild use any other names?
It trades as Mosswood Caravan Park. It has previously used the name Skelwithfold Caravan Park.

Sources and links

The full report on Messers S & H Wild

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