Lansdown Financial Services Ltd

Reference number: 942953

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lansdown Financial Services Ltd (FRN 942953) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Lansdown Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lansdown Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lansdownfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01225 459515 is
  • Who else gives the postcode BA1 1ER
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Lansdown FS Trading name: A name it trades under now.
  • Lansdown Mortgages Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
30 November 2020 (5 years old)
Registered office
Kings Court, Parsonage Lane, Bath, BA1 1ER, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Aaron Taghdiri Director Sep 1985 30 Nov 2020 None
Douglas Patrick Miller Director Aug 1986 11 Feb 2021 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Total equity

£119k

No earlier figure to compare

Cash at bank

£174k

+22% from £143k

Employees (average)

7

Same as 7

Owed within a year

£73.6k

+17% from £63.0k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13052370. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lansdown Financial Services’s history from the FCA register and Companies House, newest first.

2021

11 February 2021

  • Douglas Patrick Miller became a part-owner (25–50% of shares)

Companies House

14 January 2021

  • Became an appointed representative

FCA register

2020

30 November 2020

  • Incorporated at Companies House
  • Aaron Taghdiri became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Lansdown Financial Services

Other FCA-listed firms that share a director, phone number or address with Lansdown Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Lansdown Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Bath (BA) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lansdown Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 8 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lansdown Financial Services Ltd FCA authorised?
Lansdown Financial Services Ltd (FRN 942953) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lansdown Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lansdown Financial Services Ltd (FRN 942953) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Lansdown Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lansdown Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lansdown Financial Services’ phone number and website?
The FCA register lists the phone number 01225 459515 and the website lansdownfs.co.uk for Lansdown Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Lansdown Financial Services a scam or clone?
Lansdown Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lansdown Financial Services?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Lansdown Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lansdown Financial Services?
Companies House lists 2 people with significant control of Lansdown Financial Services: Mr Douglas Patrick Miller (25–50% of shares) and Mr Aaron Taghdiri (25–50% of shares).
Who runs Lansdown Financial Services?
Companies House lists 2 directors of Lansdown Financial Services: Aaron Taghdiri and Douglas Patrick Miller.
How long has Lansdown Financial Services been in business?
The company was formed on 30 November 2020.
What do Lansdown Financial Services’ latest accounts show?
Its latest accounts, to 30 November 2025, show total equity of £119k (no earlier figure to compare) and cash at bank of £174k (+22% from £143k).
Does Lansdown Financial Services use any other names?
It trades as Lansdown FS and Lansdown Mortgages.

Sources and links

The full report on Lansdown Financial Services Ltd

£19.99 · Instant PDF download

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