Laura Healy Limited

Reference number: 1053563

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Laura Healy Limited (FRN 1053563) is an AR of The Right Mortgage Limited (FRN 649443). When you use Laura Healy's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Laura Healy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07766 478103

  • Address

    8 Bricknell Avenue, Bredon, Tewkesbury, Worcestershire, GL20 7QH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07766 478103 is
  • Who else gives the postcode GL20 7QH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Healy Mortgage Solutions Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 February 2020 (6 years old)
Registered office
8 Bricknell Avenue, Bredon, Tewkesbury, Glos, GL20 7QH, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Laura Healy Director Dec 1979 5 Feb 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

£781

Up £752 from £29

Employees (average)

1

Same as 1

Owed within a year

£11.3k

+161% from £4,323

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12445397. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Laura Healy’s history from the FCA register and Companies House, newest first.

2026

25 March 2026

  • Became an appointed representative
  • Began trading as "Healy Mortgage Solutions"

FCA register

2020

5 February 2020

  • Incorporated at Companies House
  • Laura Healy took control (75–100% of shares)
  • Laura Healy appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Laura Healy

Other firms of the same type (mortgage adviser or broker), nearest first.

In Tewkesbury

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Laura Healy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Laura Healy Limited FCA authorised?
Laura Healy Limited (FRN 1053563) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Laura Healy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Laura Healy Limited (FRN 1053563) is an AR of The Right Mortgage Limited (FRN 649443). When you use Laura Healy's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Laura Healy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Laura Healy’s phone number?
The FCA register lists the phone number 07766 478103 for Laura Healy. If you were given different contact details, use these to check with the firm before going any further.
Is Laura Healy a scam or clone?
Laura Healy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Laura Healy?
Protection works through The Right Mortgage Limited, the principal firm responsible for Laura Healy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Laura Healy?
Companies House lists one person with significant control of Laura Healy: Miss Laura Healy (75–100% of shares).
Who runs Laura Healy?
Companies House lists one director of Laura Healy: Laura Healy.
How long has Laura Healy been in business?
The company was formed on 5 February 2020.
What do Laura Healy’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £781 (up £752 from £29).
Does Laura Healy use any other names?
It trades as Healy Mortgage Solutions.

Sources and links

The full report on Laura Healy Limited

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