Regency Financial Consultants Ltd

Reference number: 590793

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Regency Financial Consultants Ltd (FRN 590793) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Regency Financial Consultants's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Regency Financial Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07717 708793

  • Address

    Pippins, Westmancote, Tewkesbury, Worcestershire, GL20 7ES, United Kingdom

In the full report: 2 background checks

  • What kind of line 07717 708793 is
  • Who else gives the postcode GL20 7ES
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08217838
Company status
Active
Company type
Private limited company
Incorporated
17 September 2012 (14 years old)
Registered office
Pippins, Westmancote, Tewkesbury, GL20 7ES, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David John Court Director Oct 1981 17 Sep 2012 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£436

−61% from £1,132

Cash at bank

£7,220

−35% from £11.1k

Employees (average)

1

No earlier figure to compare

Owed within a year

£4,525

+140% from £1,888

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08217838. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Regency Financial Consultants’s history from the FCA register and Companies House, newest first.

2026

1 April 2026

  • Harriet Stacey Court stopped being a part-owner

Companies House

2016

17 September 2016

  • David John Court became a part-owner (25–50% of shares)
  • Harriet Stacey Court became a part-owner (25–50% of shares)

Companies House

2012

6 November 2012

  • Became an appointed representative

FCA register

17 September 2012

  • Incorporated at Companies House
  • David John Court appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Regency Financial Consultants

Other firms of the same type (mortgage adviser or broker), nearest first.

In Tewkesbury

DOY Financial LtdTewkesburyAppointed representativeJTR Finance LtdTewkesburyAppointed representativeStrata Finance Club LtdTewkesburyAppointed representativeLaura Healy LimitedTewkesburyAppointed representativeWarner Austin Mortgage Services LtdTewkesburyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Regency Financial Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Regency Financial Consultants Ltd FCA authorised?
Regency Financial Consultants Ltd (FRN 590793) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Regency Financial Consultants?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Regency Financial Consultants Ltd (FRN 590793) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Regency Financial Consultants's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Regency Financial Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Regency Financial Consultants’ phone number?
The FCA register lists the phone number 07717 708793 for Regency Financial Consultants. If you were given different contact details, use these to check with the firm before going any further.
Is Regency Financial Consultants a scam or clone?
Regency Financial Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Regency Financial Consultants?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Regency Financial Consultants's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Regency Financial Consultants?
Companies House lists one person with significant control of Regency Financial Consultants: Mr David John Court (25–50% of shares). Before that, it was controlled by Mrs Harriet Stacey Court.
Who runs Regency Financial Consultants?
Companies House lists one director of Regency Financial Consultants: David John Court.
How long has Regency Financial Consultants been in business?
The company was formed on 17 September 2012.
What do Regency Financial Consultants’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £436 (−61% from £1,132) and cash at bank of £7,220 (−35% from £11.1k).

Sources and links

The full report on Regency Financial Consultants Ltd

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