Law Plain and Simple Limited

Reference number: 1001210

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Advanced Rent Limited Reference number: 728481 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Law Plain and Simple Limited (FRN 1001210) introduces customers to Advanced Rent Limited (FRN 728481). Any regulated advice or arranging is done by the principal, not Law Plain and Simple.
  • Example: if Law Plain and Simple refers you to a financial adviser, the advice should come from the principal firm, not from Law Plain and Simple itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When homeriskreports.co.uk first appeared online, and whether it can receive email
  • What kind of line 01925 393000 is
  • Who else gives the postcode WA5 8WD
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advanced Rent Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05578821
Company status
Active
Company type
Private limited company
Incorporated
29 September 2005 (21 years old)
Registered office
12 Webster Court Carina Park, Westbrook, Warrington, WA5 8WD, England
Nature of business
  • Web portals (SIC 63120)

Directors and company secretaries

Name Role Born Appointed Other companies
David William Lister Director Mar 1955 17 Oct 2012 6 other companies
Lynne Lister Director Nov 1954 17 Oct 2012 4 other companies
David William Lister Secretary Not published 29 Sep 2005 6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
3
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 4 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Total equity

−£84.7k

Same as −£84.7k

Employees (average)

0

Same as 0

Owed within a year

£84.7k

Same as £84.7k

Total equity is negative: on its last balance sheet the company owed £84.7k more than it owned.

Total equity

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05578821. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Law Plain and Simple’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2023

3 October 2023

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • David William Lister became a part-owner (25–50% of shares)
  • Lynne Lister became a part-owner (25–50% of shares)

Companies House

2012

17 October 2012

  • Board replaced: its only director left and 2 new directors took over

Companies House

2005

29 September 2005

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Law Plain and Simple

Other FCA-listed firms that share a director, phone number or address with Law Plain and Simple. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Law Plain and Simple

Other firms of the same type (insurance broker), nearest first.

In Warrington

Association of Community Theatre (ACTUK)WarringtonAppointed representativeAtlas Mortgages LtdWarringtonAppointed representativeBulwark Financial Services LimitedWarringtonAppointed representativeChase Property Services LtdWarringtonAppointed representativeISupply Finance LimitedWarringtonAppointed representativeJKK12 LtdWarringtonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Law Plain and Simple

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Law Plain and Simple Limited FCA authorised?
Law Plain and Simple Limited (FRN 1001210) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Law Plain and Simple?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Law Plain and Simple Limited (FRN 1001210) introduces customers to Advanced Rent Limited (FRN 728481). Any regulated advice or arranging is done by the principal, not Law Plain and Simple. Example: if Law Plain and Simple refers you to a financial adviser, the advice should come from the principal firm, not from Law Plain and Simple itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Law Plain and Simple’s phone number and website?
The FCA register lists the phone number 01925 393000 and the website homeriskreports.co.uk for Law Plain and Simple. If you were given different contact details, use these to check with the firm before going any further.
Is Law Plain and Simple a scam or clone?
Law Plain and Simple is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Law Plain and Simple?
Protection works through Advanced Rent Limited, the principal firm responsible for Law Plain and Simple's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Law Plain and Simple?
Companies House lists 2 people with significant control of Law Plain and Simple: Mr David William Lister (25–50% of shares) and Mrs Lynne Lister (25–50% of shares).
Who runs Law Plain and Simple?
Companies House lists 2 directors of Law Plain and Simple: David William Lister and Lynne Lister.
How long has Law Plain and Simple been in business?
The company was formed on 29 September 2005.
What do Law Plain and Simple’s latest accounts show?
Its latest accounts, to 31 July 2025, show total equity of −£84.7k (same as −£84.7k).

Sources and links

The full report on Law Plain and Simple Limited

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