Lealex Limited

Reference number: 742325

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01947 825893

  • Address

    15 Baxtergate, Whitby, North Yorkshire, YO21 1BW, United Kingdom

In the full report: 2 background checks

  • What kind of line 01947 825893 is
  • Who else gives the postcode YO21 1BW
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Ramsdens Trading name
  • Ramsdens for cash Trading name
  • Ramsdens Pawnbrokers Trading name
  • Watches Of Whitby Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08001723
Company status
Active
Company type
Private limited company
Incorporated
22 March 2012 (14 years old)
Registered office
127 Church Street, Whitby, North Yorkshire, YO22 4DE, England
Nature of business
  • Retail sale of other second-hand goods in stores (not incl. antiques) (SIC 47799)

Directors and company secretaries

Name Role Born Appointed Other companies
Alex Stephen Affleck Director Apr 1981 22 Mar 2012 None
Leanne Whyte Director Jun 1984 1 Dec 2023 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£355k

+12% from £318k

Cash at bank

£21.1k

+3.7% from £20.3k

Employees (average)

12

Up 12 from 0

Owed within a year

£107k

+45% from £73.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08001723. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lealex’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2023

1 December 2023

  • Leanne Whyte became a part-owner (25–50% of shares)

Companies House

2016

3 October 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

6 April 2016

  • Alex Stephen Affleck became a part-owner (25–50% of shares)

Companies House

2012

22 March 2012

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like Lealex

Other firms of the same type (lender), nearest first.

In the York (YO) postcode area

City of York CouncilYorkAuthorisedAdvanced Inheritance LimitedYorkAuthorisedBeyond Housing LimitedScarboroughAuthorisedCatfoss Finance LimitedDriffieldAuthorisedChris SeagerMaltonAuthorisedDavid John SinclairYorkAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lealex

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Lealex Limited FCA authorised?
Yes, Lealex Limited (FRN 742325) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2016 and works as a lender. The FCA has placed a limit on what it may do.
What is Lealex’s phone number?
The FCA register lists the phone number 01947 825893 for Lealex. If you were given different contact details, use these to check with the firm before going any further.
Is Lealex a scam or clone?
Lealex is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lealex?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Lealex handles your money, so check the specific product before you commit. You can also refer complaints about Lealex to the Financial Ombudsman Service, free of charge.
Who owns Lealex?
Companies House lists 2 people with significant control of Lealex: Miss Leanne Whyte (25–50% of shares) and Mr Alex Stephen Affleck (25–50% of shares).
Who runs Lealex?
Companies House lists 2 directors of Lealex: Alex Stephen Affleck and Leanne Whyte.
How long has Lealex been in business?
The company was formed on 22 March 2012, and has held its current FCA authorisation since October 2016.
What do Lealex’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £355k (+12% from £318k) and cash at bank of £21.1k (+3.7% from £20.3k).
Does Lealex use any other names?
It trades as Ramsdens, Ramsdens for cash, Ramsdens Pawnbrokers and Watches Of Whitby.

Sources and links

The full report on Lealex Limited

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