Leap Guaranty Ltd

Reference number: 982065

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Leap Guaranty Ltd (FRN 982065) is an AR of Greenkite Ignite Limited (FRN 1041613). When you use Leap Guaranty's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Leap Guaranty, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When leapguaranty.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7780 6900 is
  • Who else gives the postcode EC3N 1BJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Leap Guaranty Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Greenkite Ignite Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 July 2022 (4 years old)
Registered office
1-2 Charterhouse Mews, London, EC1M 6BB, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Davies Director Apr 1988 25 Jul 2022 None
Richard O'Connell Director May 1957 25 Jul 2022 None
ALTO SECRETARIES LTD Corporate secretary Not published 25 Jul 2022 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

−£8,177

Down £8,277 from £100

Cash at bank

£31.5k

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£49.0k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £8,177 more than it owned.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14255081. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Leap Guaranty’s history from the FCA register and Companies House, newest first.

2025

13 June 2025

  • Changed its registered name from "Leap Guaranty Limited"

FCA register

2022

31 August 2022

  • Became an appointed representative

FCA register

25 July 2022

  • Incorporated at Companies House
  • Michael Davies became the majority owner (50–75% of shares)
  • Michael Davies stopped being the majority owner
  • Richard O'Connell took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Leap Guaranty

Other FCA-listed firms that share a director, phone number or address with Leap Guaranty. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Leap Guaranty

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Leap Guaranty

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Leap Guaranty Ltd FCA authorised?
Leap Guaranty Ltd (FRN 982065) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Leap Guaranty?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Leap Guaranty Ltd (FRN 982065) is an AR of Greenkite Ignite Limited (FRN 1041613). When you use Leap Guaranty's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Leap Guaranty, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Leap Guaranty’s phone number and website?
The FCA register lists the phone number 020 7780 6900 and the website leapguaranty.co.uk for Leap Guaranty. If you were given different contact details, use these to check with the firm before going any further.
Is Leap Guaranty a scam or clone?
Leap Guaranty is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Leap Guaranty?
Protection works through Greenkite Ignite Limited, the principal firm responsible for Leap Guaranty's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Leap Guaranty?
Companies House lists one person with significant control of Leap Guaranty: Mr Richard O'Connell (75–100% of shares). Before that, it was controlled by Mr Michael Davies.
Who runs Leap Guaranty?
Companies House lists 2 directors of Leap Guaranty: Michael Davies and Richard O'Connell.
How long has Leap Guaranty been in business?
The company was formed on 25 July 2022.
What do Leap Guaranty’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of −£8,177 (down £8,277 from £100) and cash at bank of £31.5k (no earlier figure to compare).
Does Leap Guaranty use any other names?
It has previously used the name Leap Guaranty Limited.

Sources and links

The full report on Leap Guaranty Ltd

£19.99 · Instant PDF download

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