Lending Expert Money Limited

Reference number: 1004250

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lendingexpert.money first appeared online, and whether it can receive email
  • What kind of line 01244 604644 is
  • Who else gives the postcode CH3 5AN
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Lending Expert Trading name: A name it trades under now.
  • Protection Expert Trading name: A name it trades under now.
  • protection-expert.co.uk Trading name: A name it trades under now.
  • Confronto Ltd Former name: A name it was registered under before.
  • lendingexpert.co.uk Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 May 2023 (3 years old)
Registered office
4th Floor, Steam Mill, Steam Mill Street, Chester, CH3 5AN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Alan Beard Director Dec 1980 19 Jun 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Abridged accountsNot audited

Net assets

£8,976

−86% from £65.4k

Cash at bank

£41.9k

Up £41.5k from £393

Employees (average)

5

+67% from 3

Owed within a year

£57.2k

−18% from £69.7k

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14845040. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lending Expert Money’s history from the FCA register and Companies House, newest first.

2025

19 February 2025

  • Lending Expert Group Limited took control (75–100% of shares)
  • Matthew David Meecham gave up control

Companies House

2024

23 July 2024

  • Changed its registered name from "Confronto Ltd"

FCA register

10 July 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2023

4 July 2023

  • Sarah Catherine Meecham gave up control

Companies House

19 June 2023

  • Matthew David Meecham took control (75–100% of shares)

Companies House

3 May 2023

  • Incorporated at Companies House
  • Sarah Catherine Meecham took control (75–100% of shares)

Companies House

In the full report: all 24 events

  • All 24 events in its history (9 shown here)
  • Every director appointment and resignation: 8
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Firms like Lending Expert Money

Other firms of the same type (mortgage adviser or broker), nearest first.

In Chester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lending Expert Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 24 events in its history

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Frequently asked questions about this firm

Is Lending Expert Money Limited FCA authorised?
Yes, Lending Expert Money Limited (FRN 1004250) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2024 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Lending Expert Money’s phone number and website?
The FCA register lists the phone number 01244 604644 and the website lendingexpert.money for Lending Expert Money. If you were given different contact details, use these to check with the firm before going any further.
Is Lending Expert Money a scam or clone?
Lending Expert Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lending Expert Money?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lending Expert Money to the Financial Ombudsman Service, free of charge.
Who owns Lending Expert Money?
Lending Expert Money is owned by Lending Expert Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 19 February 2025. Before that, it was controlled by Mrs Sarah Catherine Meecham and Mr Matthew David Meecham.
Who runs Lending Expert Money?
Companies House lists one director of Lending Expert Money: David Alan Beard.
How long has Lending Expert Money been in business?
The company was formed on 3 May 2023, and has held its current FCA authorisation since July 2024.
What do Lending Expert Money’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £8,976 (−86% from £65.4k) and cash at bank of £41.9k (up £41.5k from £393).
Does Lending Expert Money use any other names?
It trades as Lending Expert, Protection Expert and protection-expert.co.uk. It has previously used 2 other names: Confronto Ltd and lendingexpert.co.uk.

Sources and links

The full report on Lending Expert Money Limited

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