Mortgage Choices UK

Reference number: 453538

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Authorised by the FCA

Mortgage Choices UK is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagechoices.org.uk first appeared online, and whether it can receive email
  • What kind of line 01244 677710 is
  • Who else gives the postcode CH4 8BU
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Mortgage Choices UK’s history from the FCA register and Companies House, newest first.

2023

6 November 2023

  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

31 March 2013

  • No longer regulated by the Financial Services Authority

FCA register

2006

3 October 2006

  • Became authorised by the FCA

FCA register

2 October 2006

  • Regulated by the Financial Services Authority from this date

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Mortgage Choices UK

Other FCA-listed firms that share a director, phone number or address with Mortgage Choices UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Mortgage Choices UK

Other firms of the same type (mortgage adviser or broker), nearest first.

In Chester

2020 Home Loans LimitedChesterAuthorisedA Move Brokers LtdChesterAuthorisedEmpire Global Finance LtdChesterAuthorisedHuxley Corporate Finance LimitedChesterAuthorisedLending Expert Money LimitedChesterAuthorisedAnother Place (Mortgage Brokers) LtdChesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Choices UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Mortgage Choices UK FCA authorised?
Yes, Mortgage Choices UK (FRN 453538) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2006 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Mortgage Choices UK’s phone number and website?
The FCA register lists the phone number 01244 677710 and the website mortgagechoices.org.uk for Mortgage Choices UK. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgage Choices UK a scam or clone?
Mortgage Choices UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Choices UK?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mortgage Choices UK to the Financial Ombudsman Service, free of charge.

Sources and links

The full report on Mortgage Choices UK

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