Lerwick Financial Group Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Your funds are protected by FSCS
No FCA actions
Active company since 2010
Accounts filed up to 30 April 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

lerwickgroup.co.uk (opens in a new tab)
Phone number

0345 273 3322
Address

6 Chapel Close, Llangrove, Ross-on-Wye, HR9 6FA, United Kingdom

In the full report: 3 background checks

When lerwickgroup.co.uk first appeared online, and whether it can receive email
What kind of line 0345 273 3322 is
Who else gives the postcode HR9 6FA

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on regulated mortgage contracts
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07195168 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 18 March 2010 (16 years old)
Registered office: Summit House, 10 Waterside Court, City Of Newport, NP20 5NT
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Geoffrey Nigel Graham Platts	Director	Jan 1944	18 Mar 2010	1 other company
Tracey Katherine Platts	Director	Mar 1964	2 Aug 2021	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Net assets

£5,810

−68% from £18.1k

Cash at bank

£9,148

No earlier figure to compare

Employees (average)

0

Same as 0

Owed within a year

£8,969

−33% from £13.3k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07195168. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lerwick Financial Group’s history from the FCA register and Companies House, newest first.

Key events (4) All events (15)

2016

1 September 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

6 April 2016

Geoffrey Nigel Graham Platts took control (75–100% of shares)

Companies House

2010

18 March 2010

Incorporated at Companies House

Companies House

In the full report: all 15 events

All 15 events in its history (4 shown here)
Every director appointment and resignation: 10

Firms like Lerwick Financial Group

Other firms of the same type (mortgage adviser or broker), nearest first.

In Ross-on-Wye

The Insurance Centre Ltd.Ross-on-WyeSee the register

In the Hereford (HR) postcode area

Daniel BourkeHerefordAuthorised First 4 Mortgages LimitedLeominsterAuthorised Clever Commercial Finance LimitedHerefordAppointed representative Guy GriffithsAppointed representative Impact Mortgages LtdHerefordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lerwick Financial Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 15 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Lerwick Financial Group Limited FCA authorised?

Yes, Lerwick Financial Group Limited (FRN 737449) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Lerwick Financial Group’s phone number and website?

The FCA register lists the phone number 0345 273 3322 and the website lerwickgroup.co.uk for Lerwick Financial Group. If you were given different contact details, use these to check with the firm before going any further.

Is Lerwick Financial Group a scam or clone?

Lerwick Financial Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Lerwick Financial Group?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lerwick Financial Group to the Financial Ombudsman Service, free of charge.

Who owns Lerwick Financial Group?

Companies House lists one person with significant control of Lerwick Financial Group: Mr Geoffrey Nigel Graham Platts (75–100% of shares).

Who runs Lerwick Financial Group?

Companies House lists 2 directors of Lerwick Financial Group: Geoffrey Nigel Graham Platts and Tracey Katherine Platts.

How long has Lerwick Financial Group been in business?

The company was formed on 18 March 2010, and has held its current FCA authorisation since September 2016.

What do Lerwick Financial Group’s latest accounts show?

Its latest accounts, to 30 April 2026, show net assets of £5,810 (−68% from £18.1k) and cash at bank of £9,148 (no earlier figure to compare).