Letsinsure Limited

Reference number: 987182

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Letsinsure Limited (FRN 987182) is an AR of Advanced Rent Limited (FRN 728481). When you use Letsinsure's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Letsinsure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01603 558180

  • Address

    Unit 1c St Mary's Court, Carleton Forehoe, Norwich, NR9 4AL, United Kingdom

In the full report: 2 background checks

  • What kind of line 01603 558180 is, and the other firm that gives it
  • Who else gives the postcode NR9 4AL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advanced Rent Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
19 August 2022 (4 years old)
Registered office
Unit 1c St. Marys Court, Carleton Forehoe, Norwich, NR9 4AL, England
Nature of business
  • Non-life insurance (SIC 65120)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Honour Director Dec 1967 19 Aug 2022 3 other companies
Steven Gary Simons Director May 1972 9 Nov 2022 14 other companies
Steven Gary Simons Secretary Not published 19 Aug 2022 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
9
are FCA-registered
3

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

−£742k

−268% from £441k

Cash at bank

£21.6k

No earlier figure to compare

Employees (average)

2

Up 2 from 0

Net assets are negative: on its last balance sheet the company owed £742k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14307653. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Letsinsure’s history from the FCA register and Companies House, newest first.

2022

16 November 2022

  • Became an appointed representative

FCA register

19 August 2022

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (2 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Letsinsure

Other FCA-listed firms that share a director, phone number or address with Letsinsure. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its phone number
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Letsinsure

Other firms of the same type (insurance broker), nearest first.

In Norwich

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Letsinsure

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Letsinsure Limited FCA authorised?
Letsinsure Limited (FRN 987182) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Letsinsure?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Letsinsure Limited (FRN 987182) is an AR of Advanced Rent Limited (FRN 728481). When you use Letsinsure's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Letsinsure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Letsinsure’s phone number?
The FCA register lists the phone number 01603 558180 for Letsinsure. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Letsinsure a scam or clone?
Letsinsure is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Letsinsure?
Protection works through Advanced Rent Limited, the principal firm responsible for Letsinsure's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Letsinsure?
Companies House lists 2 directors of Letsinsure: Andrew Honour and Steven Gary Simons.
How long has Letsinsure been in business?
The company was formed on 19 August 2022.
What do Letsinsure’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£742k (−268% from £441k) and cash at bank of £21.6k (no earlier figure to compare).

Sources and links

The full report on Letsinsure Limited

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