LFS Finance Ltd

Reference number: 1014717

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • LFS Finance Ltd (FRN 1014717) introduces customers to The UK Adviser Ltd (FRN 798920). Any regulated advice or arranging is done by the principal, not LFS Finance.
  • Example: if LFS Finance refers you to a financial adviser, the advice should come from the principal firm, not from LFS Finance itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0161 773 3106

  • Address

    1 Rostrevor Avenue, London, Haringey, N15 6LA, United Kingdom

In the full report: 2 background checks

  • What kind of line 0161 773 3106 is
  • Who else gives the postcode N15 6LA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The UK Adviser Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 August 2023 (3 years old)
Registered office
1 Rostrevor Avenue, London, N15 6LA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Fraser Director Jul 1998 25 Jan 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Dormant company accountsNot audited

Net assets

−£2,928

Down £944 from −£1,984

Employees (average)

0

Same as 0

Owed within a year

£3,844

+59% from £2,420

Net assets are negative: on its last balance sheet the company owed £2,928 more than it owned.

These accounts were filed as dormant: the company reported no significant trading in the period.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15068632. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

LFS Finance’s history from the FCA register and Companies House, newest first.

2024

2 July 2024

  • Became an introducer appointed representative

FCA register

2023

13 August 2023

  • Incorporated at Companies House
  • Paamon Ltd took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms like LFS Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on LFS Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is LFS Finance Ltd FCA authorised?
LFS Finance Ltd (FRN 1014717) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for LFS Finance?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. LFS Finance Ltd (FRN 1014717) introduces customers to The UK Adviser Ltd (FRN 798920). Any regulated advice or arranging is done by the principal, not LFS Finance. Example: if LFS Finance refers you to a financial adviser, the advice should come from the principal firm, not from LFS Finance itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is LFS Finance’s phone number?
The FCA register lists the phone number 0161 773 3106 for LFS Finance. If you were given different contact details, use these to check with the firm before going any further.
Is LFS Finance a scam or clone?
LFS Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with LFS Finance?
Protection works through The UK Adviser Ltd, the principal firm responsible for LFS Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns LFS Finance?
LFS Finance is owned by Paamon Ltd, which holds 75–100% of shares and 75–100% of votes, since 13 August 2023.
Who runs LFS Finance?
Companies House lists one director of LFS Finance: Simon Fraser.
How long has LFS Finance been in business?
The company was formed on 13 August 2023.
What do LFS Finance’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of −£2,928 (down £944 from −£1,984).

Sources and links

The full report on LFS Finance Ltd

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