The UK Adviser Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are protected by FSCS
No FCA actions
Active company since 2017
Accounts filed up to 30 June 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

ukadviser.co.uk (opens in a new tab)
Phone number

0330 088 1494
Address

Unit 1a, Link 665 Business Centre, Todd Hall Road, Haslingden, Rossendale, Lancashire, BB4 5HU, United Kingdom

In the full report: 3 background checks

When ukadviser.co.uk first appeared online, and whether it can receive email
What kind of line 0330 088 1494 is
Who else gives the postcode BB4 5HU

Other names (10)

If you were contacted under any of these names, it is this firm.

My Adviser Trading name: A name it trades under now.
Online Advisers Trading name: A name it trades under now.
The UK Advisor Trading name: A name it trades under now.
The UK Finance Adviser Trading name: A name it trades under now.
UK Mortgages Trading name: A name it trades under now.
ukmortgages.co.uk Trading name: A name it trades under now.
The UK Insurance Adviser Former trading name: A name it used to trade under.
The UK Mortgage Adviser Former trading name: A name it used to trade under.
UK Finance Former trading name: A name it used to trade under.
ukfinance.co.uk Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (11 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments
Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10817440 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 June 2017 (9 years old)
Registered office: 193a Ashley Road Hale, Altrincham, Cheshire, WA15 9SQ, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Maxim Anthony Cohen	Director	May 1986	14 Jun 2017	34 other companies
Stephen Jonathan Cohen	Director	Aug 1952	14 Jun 2017	52 other companies
Andrea Claire Lumb	Director	Dec 1983	23 Jul 2021	8 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 60
closed down: 12
went insolvent: 2

In the full report: all 60 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
The 2 that went into liquidation or administration
The 2 on the FCA register
The 30 companies these 3 directors run together

Filed accounts and finances

Year to 30 June 2025Full accountsNot audited

Net assets

£332k

+130% from £145k

Cash at bank

£69

Down £2 from £71

Employees (average)

7

−13% from 8

Owed within a year

£391k

−35% from £601k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10817440. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The UK Adviser’s history from the FCA register and Companies House, newest first.

Key events (8) All events (27)

2021

22 January 2021

Maxim Anthony Cohen stopped being a part-owner
Stephen Jonathan Cohen stopped being a part-owner
The UK Adviser Group Limited took control (75–100% of shares)

Companies House

2018

16 March 2018

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2017

14 June 2017

Incorporated at Companies House
Maxim Anthony Cohen became a part-owner (25–50% of shares)
Stephen Jonathan Cohen became a part-owner (25–50% of shares)

Companies House

In the full report: all 27 events

All 27 events in its history (8 shown here)
Every director appointment and resignation: 3

Firms connected to The UK Adviser

Other FCA-listed firms that share a director, phone number or address with The UK Adviser. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share a director: 2
share its postcode: 4

In the full report: all 5 connected firms, named

How each is linked: shared directors (2), the same postcode (4)
Who links each one: the named directors, with dates

Firms like The UK Adviser

Other firms of the same type (mortgage adviser or broker), nearest first.

In Rossendale

HMB Finance Group LimitedRossendaleAuthorised Liquid Complete LtdRossendaleAuthorised The Little Mortgage Business LtdRossendaleAuthorised M1 Money LimitedRossendaleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The UK Adviser

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

60 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 27 events in its history
5 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is The UK Adviser Ltd FCA authorised?

Yes, The UK Adviser Ltd (FRN 798920) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2018 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is The UK Adviser’s phone number and website?

The FCA register lists the phone number 0330 088 1494 and the website ukadviser.co.uk for The UK Adviser. If you were given different contact details, use these to check with the firm before going any further.

Is The UK Adviser a scam or clone?

The UK Adviser is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with The UK Adviser?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The UK Adviser to the Financial Ombudsman Service, free of charge.

Who owns The UK Adviser?

The UK Adviser is owned by The UK Adviser Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 22 January 2021. Before that, it was controlled by Mr Stephen Jonathan Cohen and Mr Maxim Anthony Cohen.

Who runs The UK Adviser?

Companies House lists 3 directors of The UK Adviser: Maxim Anthony Cohen, Stephen Jonathan Cohen and Andrea Claire Lumb.

How long has The UK Adviser been in business?

The company was formed on 14 June 2017, and has held its current FCA authorisation since March 2018.

What do The UK Adviser’s latest accounts show?

Its latest accounts, to 30 June 2025, show net assets of £332k (+130% from £145k) and cash at bank of £69 (down £2 from £71).

Does The UK Adviser use any other names?

It trades as My Adviser, Online Advisers, The UK Advisor, The UK Finance Adviser and UK Mortgages, and 1 more names. It has previously used 4 other names, including The UK Insurance Adviser, The UK Mortgage Adviser and UK Finance.