M1 Money Limited
Reference number: 950261
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 March 2025
Responsible principal firm
LIQUID COMPLETE LTD Reference number: 685425 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- M1 Money Limited (FRN 950261) is an AR of LIQUID COMPLETE LTD (FRN 685425). When you use M1 Money's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from M1 Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
Suite 4b, Link 665 Business Centre, Todd Hall Road, Haslingden, Rossendale, Lancashire, BB4 5HU, United Kingdom
In the full report: 3 background checks
- When m1money.com first appeared online, and whether it can receive email
- What kind of line 0161 633 5009 is
- Who else gives the postcode BB4 5HU
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Liquid Complete Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13305758 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 31 March 2021 (5 years old)
- Registered office
- Phoenix House, 2 Huddersfield Road, Stalybridge, SK15 2QA, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Squires | Director | Sep 1980 | 27 May 2021 | None |
| Stuart Neil Marshall | Director | Jul 1974 | 7 Feb 2025 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
£100
Same as £100
These accounts were filed as dormant: the company reported no significant trading in the period.
Net assets
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 13305758. Figures are exactly as filed; nothing is estimated.
Key dates in its history
M1 Money’s history from the FCA register and Companies House, newest first.
2025
7 February 2025
- Sergio Pani gave up control
- Stuart Neil Marshall became the majority owner (50–75% of shares)
Companies House
2021
4 May 2021
- Became an appointed representative
FCA register
31 March 2021
- Incorporated at Companies House
- Sergio Pani took control (75–100% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (5 shown here)
- Every director appointment and resignation: 4
Firms connected to M1 Money
Other FCA-listed firms that share a director, phone number or address with M1 Money. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: the same postcode (4)
- Who links each one: the named directors, with dates
Firms like M1 Money
Other firms of the same type (mortgage adviser or broker), nearest first.
In Rossendale
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on M1 Money
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 9 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
Is M1 Money Limited FCA authorised?
What does appointed representative mean for M1 Money?
What is M1 Money’s phone number and website?
Is M1 Money a scam or clone?
Is my money safe with M1 Money?
Who owns M1 Money?
Who runs M1 Money?
How long has M1 Money been in business?
What do M1 Money’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk