HMB Finance Group Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 9 years
Your funds are protected by FSCS
No FCA actions
Active company since 2016
Accounts filed up to 29 June 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

hmb-group.co.uk (opens in a new tab)
Phone number

0161 941 6511
Address

Unit 1a, Link 665 Business Centre, Todd Hall Road, Haslingden, Rossendale, Lancashire, BB4 5HU, United Kingdom

In the full report: 3 background checks

When hmb-group.co.uk first appeared online, and whether it can receive email
What kind of line 0161 941 6511 is
Who else gives the postcode BB4 5HU

Other names (15)

If you were contacted under any of these names, it is this firm.

Finance My Company Trading name: A name it trades under now.
financemycompany.co.uk Trading name: A name it trades under now.
Hale Mortgages Trading name: A name it trades under now.
HMB Finance Trading name: A name it trades under now.
Royce Cohen Commercial & Business Finance Trading name: A name it trades under now.
The UK Finance Group Trading name: A name it trades under now.
Hale Mortgage Brokers Limited Former name: A name it was registered under before.
Cheshire Mortgages Former trading name: A name it used to trade under.
HMB Group Former trading name: A name it used to trade under.
House Of Mortgage Experts Former trading name: A name it used to trade under.
Mortgage Advisers Online Former trading name: A name it used to trade under.
My Equity (UK) Former trading name: A name it used to trade under.
The UK Adviser Former trading name: A name it used to trade under.
UK Finance Former trading name: A name it used to trade under.
Wise Choice Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (11 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt Adjusting
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 09959617 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 19 January 2016 (10 years old)
Registered office: 193a Ashley Road, Hale, Altrincham, Cheshire, WA15 9SQ, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Maxim Anthony Cohen	Director	May 1986	19 Jan 2016	34 other companies
Stephen Jonathan Cohen	Director	Aug 1952	19 Jan 2016	52 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 59
closed down: 11
went insolvent: 2

In the full report: all 59 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
The 2 that went into liquidation or administration
The 2 on the FCA register
The 27 companies these 2 directors run together
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 29 June 2025Full accountsNot audited

Net assets

£76.8k

+21% from £63.7k

Cash at bank

£1,707

−78% from £7,763

Employees (average)

2

Same as 2

Owed within a year

£167k

+18% from £142k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09959617. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

HMB Finance Group’s history from the FCA register and Companies House, newest first.

Key events (5) All events (34)

2018

15 August 2018

Changed its registered name from "Hale Mortgage Brokers Limited"

FCA register

2017

18 January 2017

Maxim Anthony Cohen became a part-owner (25–50% of shares)
Regulated by the FCA from this date
Became authorised by the FCA

Companies House · FCA register

2016

19 January 2016

Incorporated at Companies House

Companies House

In the full report: all 34 events

All 34 events in its history (5 shown here)
Every director appointment and resignation: 4

Firms connected to HMB Finance Group

Other FCA-listed firms that share a director, phone number or address with HMB Finance Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share a director: 2
share its postcode: 4

In the full report: all 5 connected firms, named

How each is linked: shared directors (2), the same postcode (4)
Who links each one: the named directors, with dates

Firms like HMB Finance Group

Other firms of the same type (mortgage adviser or broker), nearest first.

In Rossendale

Liquid Complete LtdRossendaleAuthorised The Little Mortgage Business LtdRossendaleAuthorised The UK Adviser LtdRossendaleAuthorised M1 Money LimitedRossendaleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on HMB Finance Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

59 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 34 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is HMB Finance Group Limited FCA authorised?

Yes, HMB Finance Group Limited (FRN 752970) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2017 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is HMB Finance Group’s phone number and website?

The FCA register lists the phone number 0161 941 6511 and the website hmb-group.co.uk for HMB Finance Group. If you were given different contact details, use these to check with the firm before going any further.

Is HMB Finance Group a scam or clone?

HMB Finance Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with HMB Finance Group?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about HMB Finance Group to the Financial Ombudsman Service, free of charge.

Who owns HMB Finance Group?

Companies House lists one person with significant control of HMB Finance Group: Mr Maxim Anthony Cohen (25–50% of shares).

Who runs HMB Finance Group?

Companies House lists 2 directors of HMB Finance Group: Maxim Anthony Cohen and Stephen Jonathan Cohen.

How long has HMB Finance Group been in business?

The company was formed on 19 January 2016, and has held its current FCA authorisation since January 2017.

What do HMB Finance Group’s latest accounts show?

Its latest accounts, to 29 June 2025, show net assets of £76.8k (+21% from £63.7k) and cash at bank of £1,707 (−78% from £7,763).

Does HMB Finance Group use any other names?

It trades as Finance My Company, financemycompany.co.uk, Hale Mortgages, HMB Finance and Royce Cohen Commercial & Business Finance, and 1 more names. It has previously used 9 other names, including Hale Mortgage Brokers Limited, Cheshire Mortgages and HMB Group.