Lifescale Limited

Reference number: 825503

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Registered with the FCA

This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When envizage.me first appeared online, and whether it can receive email
  • What kind of line 07901 888866 is
  • Who else gives the postcode SW7 4EF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Envizage Trading name

FCA permissions and consumer protection

  • Account information No FSCS cover
    This firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07476290
Company status
Active
Company type
Private limited company
Incorporated
22 December 2010 (15 years old)
Registered office
International House 142 Cromwell Road, Kensington, London, SW7 4EF, England
Nature of business
  • Business and domestic software development (SIC 62012)

Directors and company secretaries

Name Role Born Appointed Other companies
Vinay Jaygopal Jayaram Director Sep 1974 10 Feb 2014 2 other companies
John Richard Owen Director Jul 1960 8 Feb 2024 2 other companies
Reinhard Stary Director Oct 1964 1 Mar 2024 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
still active
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2026Small company accountsNot audited

Net assets

£1.36m

+4.2% from £1.31m

Cash at bank

£1.88m

−19% from £2.32m

Employees (average)

7

Same as 7

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07476290. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lifescale’s history from the FCA register and Companies House, newest first.

Key events (8) All events (22)

2026

16 April 2026

  • Richard Graham Foster stopped being a part-owner

Companies House

2023

16 December 2023

  • Richard Graham Foster became a part-owner (25–50% of shares)

Companies House

15 December 2023

  • Richard Graham Foster no longer holds 25–50% of the votes

Companies House

2019

14 August 2019

  • Status on the FCA register became "Registered Account Information Service Provider"

FCA register

2018

7 November 2018

  • Regulated by the FCA from this date

FCA register

2016

6 April 2016

  • Richard Graham Foster gained 25–50% of the votes
  • Vinay Jaygopal Jayaram became a part-owner (25–50% of shares)

Companies House

2010

22 December 2010

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (8 shown here)
  • Every director appointment and resignation: 13
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Firms connected to Lifescale

Other FCA-listed firms that share a director, phone number or address with Lifescale. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
no longer authorised
1
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Lifescale

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lifescale

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 22 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lifescale Limited FCA authorised?
Yes, Lifescale Limited (FRN 825503) is registered with the FCA and permitted to provide its regulated services.
What is Lifescale’s phone number and website?
The FCA register lists the phone number 07901 888866 and the website envizage.me for Lifescale. If you were given different contact details, use these to check with the firm before going any further.
Is Lifescale a scam or clone?
Lifescale is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lifescale?
Protection depends on which product you hold and how Lifescale handles your money, so check the specific product before you commit. You can also refer complaints about Lifescale to the Financial Ombudsman Service, free of charge.
Who owns Lifescale?
Companies House lists one person with significant control of Lifescale: Mr Vinay Jaygopal Jayaram (25–50% of shares). Before that, it was controlled by Dr Richard Graham Foster.
Who runs Lifescale?
Companies House lists 3 directors of Lifescale: Vinay Jaygopal Jayaram, John Richard Owen and Reinhard Stary.
How long has Lifescale been in business?
The company was formed on 22 December 2010, and has held its current FCA authorisation since August 2019.
What do Lifescale’s latest accounts show?
Its latest accounts, to 31 May 2026, show net assets of £1.36m (+4.2% from £1.31m) and cash at bank of £1.88m (−19% from £2.32m).
Does Lifescale use any other names?
It trades as Envizage.

Sources and links

The full report on Lifescale Limited

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