LifeSearch Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 21 years
Protected through the principal
No FCA actions
Active company since 1995
Accounts filed up to 31 August 2025
On its latest accounts it owed £1.54m more than it owned

Responsible principal firm

Lifesearch Partners Limited Reference number: 656479 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
LifeSearch Limited (FRN 402349) is an AR of Lifesearch Partners Limited (FRN 656479). When you use LifeSearch's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from LifeSearch, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

020 7065 1000
Address

11-21 Paul Street, London, EC2A 4JU, United Kingdom

In the full report: 2 background checks

What kind of line 020 7065 1000 is, and the other firm that gives it
Who else gives the postcode EC2A 4JU

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Lifesearch Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03089775 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 10 August 1995 (31 years old)
Registered office: 3000a Parkway, Whiteley, Hampshire, PO15 7FX, United Kingdom
Nature of business: Life insurance (SIC 65110)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Thomas Quentin Baigrie	Director	May 1961	10 Aug 1995	13 other companies
Jeffrey Sean Marsh	Director	Nov 1970	1 Sep 2016	5 other companies
Deborah Jane Kennedy	Director	Aug 1964	10 Oct 2023	2 other companies
John Mock	Director	Dec 1977	10 Oct 2023	2 other companies
Tracy Anne Loak	Director	Aug 1972	2 Oct 2025	1 other company
Hugh John Patrick Stewart	Director	Jun 1953	12 May 2026	53 other companies

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 69
closed down: 29
went insolvent: 3

In the full report: all 69 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
The 3 that went into liquidation or administration
The 4 on the FCA register
The 3 companies these 6 directors run together
All 9 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 August 2025Full accountsAudited

Turnover

£62.2m

+28% from £48.6m

Profit before tax

−£4.65m

−338% from £1.95m

Net assets

−£1.54m

−144% from £3.53m

Cash at bank

£5.62m

−3.9% from £5.85m

Net assets are negative: on its last balance sheet the company owed £1.54m more than it owned.

Turnover and profit

In the full report: all 6 years of accounts

Every year from 2020 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03089775. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

LifeSearch’s history from the FCA register and Companies House, newest first.

Key events (3) All events (16)

2016

6 April 2016

Lifesearch Holdings Limited took control (75–100% of shares)

Companies House

2004

31 October 2004

Became an appointed representative

FCA register

1995

10 August 1995

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (3 shown here)
Every director appointment and resignation: 12

Firms connected to LifeSearch

Other FCA-listed firms that share a director, phone number or address with LifeSearch. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share a director: 2
share its phone number: 1

In the full report: all 3 connected firms, named

How each is linked: shared directors (2), the same phone number (1), the same postcode (2)
Who links each one: the named directors, with dates
2 past links through former directors

Firms like LifeSearch

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on LifeSearch

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

69 other companies its directors have run, named
2 background checks on its contact details
6 years of accounts, charted
All 16 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is LifeSearch Limited FCA authorised?

LifeSearch Limited (FRN 402349) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for LifeSearch?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. LifeSearch Limited (FRN 402349) is an AR of Lifesearch Partners Limited (FRN 656479). When you use LifeSearch's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from LifeSearch, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is LifeSearch’s phone number?

The FCA register lists the phone number 020 7065 1000 for LifeSearch. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is LifeSearch a scam or clone?

LifeSearch is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with LifeSearch?

Protection works through Lifesearch Partners Limited, the principal firm responsible for LifeSearch's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns LifeSearch?

LifeSearch is owned by Lifesearch Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs LifeSearch?

Companies House lists 6 directors of LifeSearch: Thomas Quentin Baigrie, Jeffrey Sean Marsh, Deborah Jane Kennedy, John Mock, Tracy Anne Loak and Hugh John Patrick Stewart.

How long has LifeSearch been in business?

The company was formed on 10 August 1995.

What do LifeSearch’s latest accounts show?

Its latest accounts, to 31 August 2025, show turnover of £62.2m (+28% from £48.6m) and profit before tax of −£4.65m (−338% from £1.95m).