Lime Financial Services Ltd

Reference number: 483244

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lime Financial Services Ltd (FRN 483244) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Lime Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lime Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01527 306226

  • Address

    9-11 New Road, Bromsgrove, Worcestershire, B60 2JG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01527 306226 is
  • Who else gives the postcode B60 2JG
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • Lime Mortgages Trading name
  • Iain Vaughan Former name
  • Lime Financial Services Former name
  • Lime FS Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06751458
Company status
Active
Company type
Private limited company
Incorporated
18 November 2008 (17 years old)
Registered office
9-11 New Road, Bromsgrove, B60 2JG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Iain David Vaughan Director Oct 1972 18 Nov 2008 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£6,103

−16% from £7,272

Cash at bank

£14.5k

+8.3% from £13.4k

Employees (average)

2

−33% from 3

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06751458. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lime Financial Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2016

6 April 2016

  • Iain David Vaughan took control (75–100% of shares)

Companies House

29 February 2016

  • Changed its registered name from "Iain Vaughan"

FCA register

2012

1 August 2012

  • Changed its registered name from "Lime Financial Services"

FCA register

2008

18 November 2008

  • Incorporated at Companies House

Companies House

13 May 2008

  • Became an appointed representative

FCA register

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms like Lime Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bromsgrove

Andrew ClueitBromsgroveAppointed representativeDixon Financial Solutions LimitedBromsgroveAppointed representativeThurlestone Mortgages LtdBromsgroveAppointed representativeMineham Mortgage Services LimitedBromsgroveAppointed representativeGuest Independent Mortgage Advice LimitedBromsgroveAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lime Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Lime Financial Services Ltd FCA authorised?
Lime Financial Services Ltd (FRN 483244) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lime Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lime Financial Services Ltd (FRN 483244) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Lime Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lime Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lime Financial Services’ phone number?
The FCA register lists the phone number 01527 306226 for Lime Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Lime Financial Services a scam or clone?
Lime Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lime Financial Services?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Lime Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lime Financial Services?
Companies House lists one person with significant control of Lime Financial Services: Mr Iain David Vaughan (75–100% of shares).
Who runs Lime Financial Services?
Companies House lists one director of Lime Financial Services: Iain David Vaughan.
How long has Lime Financial Services been in business?
The company was formed on 18 November 2008.
What do Lime Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £6,103 (−16% from £7,272) and cash at bank of £14.5k (+8.3% from £13.4k).
Does Lime Financial Services use any other names?
It trades as Lime Mortgages. It has previously used 3 other names: Iain Vaughan, Lime Financial Services and Lime FS.

Sources and links

The full report on Lime Financial Services Ltd

£19.99 · Instant PDF download

Loading secure checkout…