Thurlestone Mortgages Ltd

Reference number: 1021892

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Thurlestone Mortgages Ltd (FRN 1021892) is an AR of First Complete Limited (FRN 435779). When you use Thurlestone Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Thurlestone Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07936 630979

  • Address

    132A High Street, Bromsgrove, Worcestershire, B61 8ES, United Kingdom

In the full report: 2 background checks

  • What kind of line 07936 630979 is
  • Who else gives the postcode B61 8ES
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 September 2024 (2 years old)
Registered office
132a High Street, Bromsgrove, B61 8ES, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
William Daniel Hobday Director Oct 1994 27 Sep 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

−£2,737

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £2,737 more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15983354. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Thurlestone Mortgages’s history from the FCA register and Companies House, newest first.

2024

20 November 2024

  • Became an appointed representative
  • Began trading as "Thurlestone Mortgages"

FCA register

27 September 2024

  • Incorporated at Companies House
  • William Daniel Hobday took control (75–100% of shares)
  • William Daniel Hobday appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Thurlestone Mortgages

Other FCA-listed firms that share a director, phone number or address with Thurlestone Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Thurlestone Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bromsgrove

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thurlestone Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Thurlestone Mortgages Ltd FCA authorised?
Thurlestone Mortgages Ltd (FRN 1021892) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thurlestone Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thurlestone Mortgages Ltd (FRN 1021892) is an AR of First Complete Limited (FRN 435779). When you use Thurlestone Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thurlestone Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thurlestone Mortgages’ phone number?
The FCA register lists the phone number 07936 630979 for Thurlestone Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Thurlestone Mortgages a scam or clone?
Thurlestone Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thurlestone Mortgages?
Protection works through First Complete Limited, the principal firm responsible for Thurlestone Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Thurlestone Mortgages?
Companies House lists one person with significant control of Thurlestone Mortgages: Mr William Daniel Hobday (75–100% of shares).
Who runs Thurlestone Mortgages?
Companies House lists one director of Thurlestone Mortgages: William Daniel Hobday.
How long has Thurlestone Mortgages been in business?
The company was formed on 27 September 2024.
What do Thurlestone Mortgages’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£2,737 (no earlier figure to compare).

Sources and links

The full report on Thurlestone Mortgages Ltd

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