Liora Wealth Limited

Reference number: 1002342

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Liora Wealth Limited (FRN 1002342) is an AR of ValidPath Limited (FRN 197107). When you use Liora Wealth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Liora Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07572 509232

  • Address

    Stirling House, Cambridge Innovation Centre, Denny End Road, Waterbeach, Cambridge, CB25 9PB, United Kingdom

In the full report: 2 background checks

  • What kind of line 07572 509232 is
  • Who else gives the postcode CB25 9PB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15074153
Company status
Active
Company type
Private limited company
Incorporated
15 August 2023 (3 years old)
Registered office
Stirling House Cambridge Innovation Centre, Denny End Road, Waterbeach, Cambridge, CB25 9PB, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Rebecca Abigail Lucas Director Apr 1980 15 Aug 2023 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Abridged accountsNot audited

Net assets

£315

Up £3,688 from −£3,373

Employees (average)

1

Same as 1

Owed within a year

£16.7k

+179% from £5,988

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15074153. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Liora Wealth’s history from the FCA register and Companies House, newest first.

2023

27 September 2023

  • Became an appointed representative

FCA register

15 August 2023

  • Incorporated at Companies House
  • Rebecca Abigail Lucas took control (75–100% of shares)
  • Rebecca Abigail Lucas appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Liora Wealth

Other firms of the same type (financial adviser), nearest first.

In Waterbeach

Sonny KurmiWaterbeachAppointed representative

In the Cambridge (CB) postcode area

Accumulate Wealth Management Group LimitedCambridgeAppointed representativeAdrian WarwickCambridgeAppointed representativeAlison BaylyCambridgeAppointed representativeAll Things Wealth LtdElyAppointed representativeAnne St IvesCambridgeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Liora Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Liora Wealth Limited FCA authorised?
Liora Wealth Limited (FRN 1002342) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Liora Wealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Liora Wealth Limited (FRN 1002342) is an AR of ValidPath Limited (FRN 197107). When you use Liora Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Liora Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Liora Wealth’s phone number?
The FCA register lists the phone number 07572 509232 for Liora Wealth. If you were given different contact details, use these to check with the firm before going any further.
Is Liora Wealth a scam or clone?
Liora Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Liora Wealth?
Protection works through ValidPath Limited, the principal firm responsible for Liora Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Liora Wealth?
Companies House lists one person with significant control of Liora Wealth: Mrs Rebecca Abigail Lucas (75–100% of shares).
Who runs Liora Wealth?
Companies House lists one director of Liora Wealth: Rebecca Abigail Lucas.
How long has Liora Wealth been in business?
The company was formed on 15 August 2023.
What do Liora Wealth’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £315 (up £3,688 from −£3,373).

Sources and links

The full report on Liora Wealth Limited

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