LJS Financial Limited

Reference number: 1014830

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

OSL Financial Services Ltd Reference number: 948512 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • LJS Financial Limited (FRN 1014830) introduces customers to OSL Financial Services Ltd (FRN 948512). Any regulated advice or arranging is done by the principal, not LJS Financial.
  • Example: if LJS Financial refers you to a financial adviser, the advice should come from the principal firm, not from LJS Financial itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When shortsharpfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07359 290017 is
  • Who else gives the postcode SN15 2EX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Short Sharp Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through OSL Financial Services Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13878660
Company status
Active
Company type
Private limited company
Incorporated
28 January 2022 (4 years old)
Registered office
24 High Street, Bromham, Chippenham, SN15 2EX, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Freight transport by road (SIC 49410)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Karina Louise Short Director May 1979 28 Jan 2022 None
Lee John Short Director Oct 1979 28 Jan 2022 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£710

Up £4,496 from −£3,786

Cash at bank

£11.9k

+42% from £8,354

Employees (average)

1

Same as 1

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13878660. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

LJS Financial’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2024

3 June 2024

  • Became an introducer appointed representative

FCA register

2022

28 January 2022

  • Incorporated at Companies House
  • Karina Louise Short became a part-owner (25–50% of shares)
  • Lee John Short became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like LJS Financial

Other firms of the same type (car dealer), nearest first.

In Chippenham

B&A Vans LimitedChippenhamAppointed representativeChippenham Motor Company LtdChippenhamAppointed representativeCameron Sports Cars LimitedChippenhamAuthorisedManor Sales LimitedChippenhamAuthorisedMotorholics LimitedChippenhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on LJS Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is LJS Financial Limited FCA authorised?
LJS Financial Limited (FRN 1014830) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for LJS Financial?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. LJS Financial Limited (FRN 1014830) introduces customers to OSL Financial Services Ltd (FRN 948512). Any regulated advice or arranging is done by the principal, not LJS Financial. Example: if LJS Financial refers you to a financial adviser, the advice should come from the principal firm, not from LJS Financial itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is LJS Financial’s phone number and website?
The FCA register lists the phone number 07359 290017 and the website shortsharpfinance.co.uk for LJS Financial. If you were given different contact details, use these to check with the firm before going any further.
Is LJS Financial a scam or clone?
LJS Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with LJS Financial?
Protection works through OSL Financial Services Ltd, the principal firm responsible for LJS Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns LJS Financial?
Companies House lists 2 people with significant control of LJS Financial: Mr Lee John Short (25–50% of shares) and Mrs Karina Louise Short (25–50% of shares).
Who runs LJS Financial?
Companies House lists 2 directors of LJS Financial: Karina Louise Short and Lee John Short.
How long has LJS Financial been in business?
The company was formed on 28 January 2022.
What do LJS Financial’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £710 (up £4,496 from −£3,786) and cash at bank of £11.9k (+42% from £8,354).
Does LJS Financial use any other names?
It trades as Short Sharp Finance.

Sources and links

The full report on LJS Financial Limited

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