Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2025
- Accounts filed up to 30 June 2026
Responsible principal firm
New Leaf Distribution Limited Reference number: 460421 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Loan4Home Ltd (FRN 943426) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Loan4Home's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Loan4Home, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
5 Torside Way, Pendlebury, Swinton, Manchester, Greater Manchester, M27 6HF, United Kingdom
In the full report: 2 background checks
- What kind of line 07756 997791 is
- Who else gives the postcode M27 6HF
Other names (1)
If you were contacted under any of these names, it is this firm.
- Elzbieta Pietrzak Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16497408 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 June 2025 (1 year old)
- Registered office
- 5 Torside Way, Swinton, Manchester, M27 6HF, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
- Financial intermediation not elsewhere classified (SIC 64999)
- Life insurance (SIC 65110)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Elzbieta Joanna Pietrzak | Director | Nov 1981 | 4 Jun 2025 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£6,355
No earlier figure to compare
Employees (average)
1
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 16497408. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Loan4Home’s history from the FCA register and Companies House, newest first.
2025
27 August 2025
- Changed its registered name from "Elzbieta Pietrzak"
FCA register
4 June 2025
- Incorporated at Companies House
- Elzbieta Joanna Pietrzak took control (75–100% of shares)
- Elzbieta Joanna Pietrzak appointed as a director
Companies House
2021
21 January 2021
- Became an appointed representative
- Began trading as "Loan4home"
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like Loan4Home
Other firms of the same type (insurance broker), nearest first.
In Manchester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Loan4Home
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
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Frequently asked questions about this firm
Is Loan4Home Ltd FCA authorised?
What does appointed representative mean for Loan4Home?
What is Loan4Home’s phone number?
Is Loan4Home a scam or clone?
Is my money safe with Loan4Home?
Who owns Loan4Home?
Who runs Loan4Home?
How long has Loan4Home been in business?
What do Loan4Home’s latest accounts show?
Does Loan4Home use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk