London & Country Mortgages Limited

Reference number: 143002

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When landc.co.uk first appeared online, and whether it can receive email
  • What kind of line 01225 408000 is
  • Who else gives the postcode BA2 3GZ
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Capital One Mortgage Service Trading name
  • L&C Trading name
  • L&C Lender Services Trading name
  • L&C Mortgages Trading name
  • MortgageScape Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01988608
Company status
Active
Company type
Private limited company
Incorporated
12 February 1986 (40 years old)
Registered office
Unit 26 (2.06) Newark Works, 2 Foundry Lane, Bath, BA2 3GZ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Martin Rickards Director Dec 1967 26 Sep 2022 None
Nicola Tracey Wildman Director Apr 1966 1 Dec 2022 None
Mark Philip Harrington Director Jun 1976 16 Apr 2024 2 other companies
Andrew Benedict Robertson Director Oct 1985 13 Jan 2026 None
Michael Robert Edge Director May 1955 Not published 17 other companies
David Gray Secretary Not published 5 Jul 2024 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
12
still active
7

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 26 people who have ever been directors, with their dates
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Key dates in its history

London & Country Mortgages’s history from the FCA register and Companies House, newest first.

Key events (11) All events (64)

2018

9 January 2018

  • Experian Limited gained 25–50% of the votes
  • Mike Edge Holdings Limited no longer holds 25–50% of the votes
  • Restors UK no longer holds 25–50% of the votes

Companies House

2016

6 April 2016

  • Michael Robert Edge became a part-owner (25–50% of shares)
  • Mike Edge Holdings Limited gained 25–50% of the votes
  • Restors UK gained 25–50% of the votes

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2000

20 October 2000

  • Regulated by the Personal Investment Authority from this date

FCA register

1986

12 February 1986

  • Incorporated at Companies House

Companies House

In the full report: all 64 events

  • All 64 events in its history (11 shown here)
  • Every director appointment and resignation: 45
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Firms connected to London & Country Mortgages

Other FCA-listed firms that share a director, phone number or address with London & Country Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like London & Country Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bath

Bath Mortgage Search LimitedBathAuthorisedEdison Associates LimitedBathAuthorisedBreeze Mortgages LtdBathAppointed representativeCotterell & Cotterell Commercial Finance LimitedBathAppointed representativeDrew GibsonBathAppointed representativeMortgage Gold LTDBathAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on London & Country Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 64 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is London & Country Mortgages Limited FCA authorised?
Yes, London & Country Mortgages Limited (FRN 143002) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is London & Country Mortgages’ phone number and website?
The FCA register lists the phone number 01225 408000 and the website landc.co.uk for London & Country Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is London & Country Mortgages a scam or clone?
London & Country Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with London & Country Mortgages?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about London & Country Mortgages to the Financial Ombudsman Service, free of charge.
Who owns London & Country Mortgages?
Companies House lists 2 people with significant control of London & Country Mortgages: Experian Limited (25–50% of votes) and Mr Michael Robert Edge (25–50% of shares). Before that, it was controlled by Restors UK and Mike Edge Holdings Limited.
Who runs London & Country Mortgages?
Companies House lists 5 directors of London & Country Mortgages: Philip Martin Rickards, Nicola Tracey Wildman, Mark Philip Harrington, Andrew Benedict Robertson and Michael Robert Edge.
How long has London & Country Mortgages been in business?
The company was formed on 12 February 1986, and has held its current FCA authorisation since December 2001.
Does London & Country Mortgages use any other names?
It trades as Capital One Mortgage Service, L&C, L&C Lender Services, L&C Mortgages and MortgageScape.

Sources and links

The full report on London & Country Mortgages Limited

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