Mortgage Gold LTD
Reference number: 955181
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 March 2025
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mortgage Gold LTD (FRN 955181) is an AR of The Right Mortgage Limited (FRN 649443). When you use Mortgage Gold's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mortgage Gold, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
1, Queen Square, Bath, BA1 2HA, United Kingdom
In the full report: 3 background checks
- When mortgagegold.co.uk first appeared online, and whether it can receive email
- What kind of line 07868 780100 is
- Who else gives the postcode BA1 2HA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13282538 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 March 2021 (5 years old)
- Registered office
- 1 Queen Square, Bath, BA1 2HA, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Guy Bradley James Maloney | Director | Apr 1988 | 22 Mar 2021 | None |
| Clarissa Giovanna Bellavia | Director | Apr 1994 | 19 Aug 2021 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
£4,969
−58% from £11.7k
Cash at bank
£6,647
+405% from £1,315
Employees (average)
2
Same as 2
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13282538. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mortgage Gold’s history from the FCA register and Companies House, newest first.
2025
19 June 2025
- Guy Maloney stopped being a part-owner
Companies House
2021
21 July 2021
- Became an appointed representative
FCA register
22 March 2021
- Incorporated at Companies House
- Clarissa Giovanna Bellavia became a part-owner (25–50% of shares)
- Guy Maloney became a part-owner (25–50% of shares)
Companies House
In the full report: all 10 events
- All 10 events in its history (5 shown here)
- Every director appointment and resignation: 4
Firms connected to Mortgage Gold
Other FCA-listed firms that share a director, phone number or address with Mortgage Gold. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Mortgage Gold
Other firms of the same type (mortgage adviser or broker), nearest first.
In Bath
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage Gold
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 10 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Mortgage Gold LTD FCA authorised?
What does appointed representative mean for Mortgage Gold?
What is Mortgage Gold’s phone number and website?
Is Mortgage Gold a scam or clone?
Is my money safe with Mortgage Gold?
Who owns Mortgage Gold?
Who runs Mortgage Gold?
How long has Mortgage Gold been in business?
What do Mortgage Gold’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk