Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 30 April 2026
- On its latest accounts it owed £1,532 more than it owned
Responsible principal firm
Rosemount Financial Solutions (IFA) Limited Reference number: 535515 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Top Dog Mortgage Company Ltd (FRN 944363) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Top Dog Mortgage Company's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Top Dog Mortgage Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
28 Brock Street, Bath, Somerset, BA1 2LN, United Kingdom
In the full report: 2 background checks
- What kind of line 01225 430556 is
- Who else gives the postcode BA1 2LN
Other names (1)
If you were contacted under any of these names, it is this firm.
- Top Dog Mortgage Company Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10734260 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 April 2017 (9 years old)
- Registered office
- 28 Brock Street, Bath, BA1 2LN, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew Pratt | Director | Mar 1969 | 21 Apr 2017 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
−£1,532
−103% from £50.7k
Employees (average)
1
Up 1 from 0
Owed within a year
£55.7k
Up £54.5k from £1,246
Net assets are negative: on its last balance sheet the company owed £1,532 more than it owned.
Assets and liabilities
In the full report: all 8 years of accounts
- Every year from 2019 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10734260. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Top Dog Mortgage Company’s history from the FCA register and Companies House, newest first.
2025
25 February 2025
- Changed its registered name from "Top Dog Mortgage Company"
FCA register
2021
4 February 2021
- Became an appointed representative
FCA register
2017
21 April 2017
- Incorporated at Companies House
- Andrew Pratt took control (75–100% of shares)
- Andrew Pratt appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Top Dog Mortgage Company
Other FCA-listed firms that share a director, phone number or address with Top Dog Mortgage Company. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Top Dog Mortgage Company
Other firms of the same type (mortgage adviser or broker), nearest first.
In Bath
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Top Dog Mortgage Company
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 8 years of accounts, charted
- All 5 events in its history
- 2 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Top Dog Mortgage Company Ltd FCA authorised?
What does appointed representative mean for Top Dog Mortgage Company?
What is Top Dog Mortgage Company’s phone number?
Is Top Dog Mortgage Company a scam or clone?
Is my money safe with Top Dog Mortgage Company?
Who owns Top Dog Mortgage Company?
Who runs Top Dog Mortgage Company?
How long has Top Dog Mortgage Company been in business?
What do Top Dog Mortgage Company’s latest accounts show?
Does Top Dog Mortgage Company use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk