Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
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Address
Lotus Property Service, 227 Preston Road, Wembley, Brent, HA9 8NF, United Kingdom
In the full report: 2 background checks
- What kind of line 020 8904 4545 is, and the other firm that gives it
- Who else gives the postcode HA9 8NF
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
- Acting as a CBTL advisor
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Arranging (bringing about) deals in investments
- Credit Broking
- Debt Adjusting
- Debt-counselling
- Making arrangements with a view to transactions in investments
- Providing Credit Information Services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05835112 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 June 2006 (20 years old)
- Registered office
- 227 Preston Road, Wembley, HA9 8NF
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kanagasabapathy Sivasubramaniam | Director | Mar 1969 | 1 Jun 2006 | 16 other companies |
| Pushpamala Sivasubramaniam | Secretary | Not published | 1 Jun 2006 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 16
- closed down
- 7
- still active
- 9
In the full report: all 16 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
−£30.7k
Up £6,378 from −£37.1k
Cash at bank
£5,621
+9.1% from £5,152
Employees (average)
5
+67% from 3
Owed within a year
£51.4k
+19% from £43.1k
Total equity is negative: on its last balance sheet the company owed £30.7k more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05835112. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Lotus Financial Consultants’s history from the FCA register and Companies House, newest first.
2025
1 October 2025
- Kanagasabapathy Sivasubramaniam became a part-owner (25–50% of shares)
Companies House
30 September 2025
- Kamaladevi Skanthatheva stopped being a part-owner
Companies House
2023
1 January 2023
- Kamaladevi Skanthatheva became a part-owner (25–50% of shares)
Companies House
2022
31 December 2022
- Subramaniam Skanthatheva stopped being a part-owner
Companies House
2017
1 June 2017
- Subramaniam Skanthatheva became a part-owner (25–50% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2007
1 February 2007
- Became authorised by the FCA
FCA register
2006
25 October 2006
- Regulated by the Financial Services Authority from this date
FCA register
1 June 2006
- Incorporated at Companies House
Companies House
In the full report: all 20 events
- All 20 events in its history (9 shown here)
- Every director appointment and resignation: 9
Firms connected to Lotus Financial Consultants
Other FCA-listed firms that share a director, phone number or address with Lotus Financial Consultants. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- no longer authorised
- 1
- share its phone number
- 1
In the full report: all 2 connected firms, named
- How each is linked: the same phone number (1), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Lotus Financial Consultants
Other firms of the same type (mortgage adviser or broker), nearest first.
In Wembley
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Lotus Financial Consultants
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 16 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 20 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk