M S Loans Ltd

Reference number: 303592

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When msloans.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8903 3737 is, and the other firm that gives it
  • Who else gives the postcode HA9 0RQ
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • M S Loans Limited Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04605781
Company status
Active
Company type
Private limited company
Incorporated
2 December 2002 (23 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Mohamed Gulamhussein Kassam Director Dec 1939 2 Dec 2002 1 other company
Mohin Kassam Director Sep 1986 1 Feb 2011 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2024Micro-entity accountsNot audited

Net assets

−£17.2k

Same as −£17.2k

Employees (average)

1

Same as 1

Owed within a year

£15.0k

Same as £15.0k

Net assets are negative: on its last balance sheet the company owed £17.2k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04605781. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

M S Loans’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2018

29 May 2018

  • Changed its registered name from "M S Loans Limited"

FCA register

2016

6 April 2016

  • Mohamed Gulamhussein Kassam became a part-owner (25–50% of shares)
  • Mohin Kassam became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2010

18 November 2010

  • Changed its registered name from "M&S Loans Limited"

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

2 December 2002

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 6
Instant PDF download

Firms connected to M S Loans

Other FCA-listed firms that share a director, phone number or address with M S Loans. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its phone number
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like M S Loans

Other firms of the same type (mortgage adviser or broker), nearest first.

In Wembley

Clarity Finance LimitedWembleyAuthorisedInfinite Finance London LimitedWembleyAuthorisedLotus Financial Consultants LimitedWembleyAuthorisedPatrick Terance BrownWembleyAuthorisedPearl Mortgages & Insurance ConsultantsWembleyAuthorisedK Star Capital Finance Solutions LtdWembleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on M S Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 17 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is M S Loans Ltd FCA authorised?
Yes, M S Loans Ltd (FRN 303592) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is M S Loans’ phone number and website?
The FCA register lists the phone number 020 8903 3737 and the website msloans.co.uk for M S Loans. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is M S Loans a scam or clone?
M S Loans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with M S Loans?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about M S Loans to the Financial Ombudsman Service, free of charge.
Who owns M S Loans?
Companies House lists 2 people with significant control of M S Loans: Mr Mohamed Gulamhussein Kassam (25–50% of shares) and Mr Mohin Kassam (25–50% of shares).
Who runs M S Loans?
Companies House lists 2 directors of M S Loans: Mohamed Gulamhussein Kassam and Mohin Kassam.
How long has M S Loans been in business?
The company was formed on 2 December 2002, and has held its current FCA authorisation since October 2004.
What do M S Loans’ latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of −£17.2k (same as −£17.2k).
Does M S Loans use any other names?
It has previously used the name M S Loans Limited.

Sources and links

The full report on M S Loans Ltd

£19.99 · Instant PDF download

Loading secure checkout…