Love Electric Financial Services Ltd

Reference number: 743264

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 2 things worth a closer look

  • When loveelectric.cars first appeared online, and whether it can receive email
  • What kind of line 07475 830116 is, and the other firm that gives it
  • Whether EH2 4AN is a shared office: 20 other firms give it
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • loveelectric Trading name
  • Money Dashboard Financial Services Limited Former name
  • Money Dashboard Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Credit Broking
  • Debt-counselling
  • Providing Credit Information Services
  • Providing Credit References

Limits on what they may do

  • Appointment of ARs (PCR)
    Money Dashboard Financial Services Limited must not appoint Appointed Representatives (ARs) in relation to the following activity: Providing Credit References.
  • Passported Activity (PCR)
    Money Dashboard Financial Services Limited must not carry out any passported activity in respect to the following activity: Providing Credit References.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC374952
Company status
Active
Company type
Private limited company
Incorporated
16 March 2010 (16 years old)
Registered office
5 South Charlotte Street, Edinburgh, Midlothian, EH2 4AN, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Michael Tigar Director Aug 1982 11 Nov 2016 3 other companies
Rebecca Patricia Hooley Director Nov 1981 23 Dec 2025 5 other companies
Mats Heimes Director Jan 1992 23 Dec 2025 None
Andrew Cavalier Loucks Director Jun 1982 23 Dec 2025 16 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
2
are FCA-registered
8

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 8 on the FCA register, including 2 no longer authorised
  • The 5 companies these 4 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Net assets

−£156k

−164% from £243k

Cash at bank

£363k

−77% from £1.56m

Employees (average)

33

+65% from 20

Owed within a year

£2.43m

−24% from £3.21m

Net assets are negative: on its last balance sheet the company owed £156k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC374952. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Love Electric Financial Services’s history from the FCA register and Companies House, newest first.

Key events (11) All events (30)

2025

23 December 2025

  • Sme Hci Limited took control (75–100% of shares)
  • Steven Michael Tigar stopped being the majority owner

Companies House

2021

29 July 2021

  • Money Dashboard Ltd gave up control
  • Steven Michael Tigar became the majority owner (50–75% of shares)

Companies House

29 June 2021

  • Changed its registered name from "Money Dashboard Financial Services Limited"

FCA register

2018

16 February 2018

  • FCA imposed a requirement (Appointment of ARs (PCR))
  • FCA imposed a requirement (Passported Activity (PCR))

FCA register

2017

13 February 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Money Dashboard Ltd took control (75–100% of shares)

Companies House · FCA register

2010

16 March 2010

  • Incorporated at Companies House

Companies House

In the full report: all 30 events

  • All 30 events in its history (11 shown here)
  • Every director appointment and resignation: 14
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Firms connected to Love Electric Financial Services

Other FCA-listed firms that share a director, phone number or address with Love Electric Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
no longer authorised
1
share a director
7

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (7), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Love Electric Financial Services

Other firms of the same type (credit broker), nearest first.

In Edinburgh

Edinburgh Bicycle Co-Operative LimitedEdinburghAuthorisedAlderburn Finance LimitedEdinburghAuthorisedAntony Dougan AnielloEdinburghAuthorisedDr Stuart StevenEdinburghAuthorisedGreen Business Finance LimitedEdinburghAuthorisedIan Murray Spalding BrownEdinburghAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Love Electric Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details, 2 flagged
  • 6 years of accounts, charted
  • All 30 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Love Electric Financial Services Ltd FCA authorised?
Yes, Love Electric Financial Services Ltd (FRN 743264) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2017 and works as a credit broker. The FCA has placed 2 limits on what it may do.
What is Love Electric Financial Services’ phone number and website?
The FCA register lists the phone number 07475 830116 and the website loveelectric.cars for Love Electric Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Love Electric Financial Services a scam or clone?
Love Electric Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Love Electric Financial Services?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Love Electric Financial Services handles your money, so check the specific product before you commit. You can also refer complaints about Love Electric Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Love Electric Financial Services?
Love Electric Financial Services is owned by Sme Hci Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 23 December 2025. Before that, it was controlled by Money Dashboard Ltd and Mr Steven Michael Tigar.
Who runs Love Electric Financial Services?
Companies House lists 4 directors of Love Electric Financial Services: Steven Michael Tigar, Rebecca Patricia Hooley, Mats Heimes and Andrew Cavalier Loucks.
How long has Love Electric Financial Services been in business?
The company was formed on 16 March 2010, and has held its current FCA authorisation since February 2017.
What do Love Electric Financial Services’ latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of −£156k (−164% from £243k) and cash at bank of £363k (−77% from £1.56m).
Does Love Electric Financial Services use any other names?
It trades as loveelectric. It has previously used 2 other names: Money Dashboard Financial Services Limited and Money Dashboard.

Sources and links

The full report on Love Electric Financial Services Ltd

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