Lowell Financial Ltd

Reference number: 730175

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lowell.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 556 5550 is
  • Who else gives the postcode LS15 8GH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • LFL Trading name: A name it trades under now.
  • Lowell Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Administering a regulated mortgage contract
  • Debt Administration
  • Debt-collecting
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit
  • Exercising or having the right to exercise the lender's rights and duties under a bill of sale loan agreement
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Providing Credit Information Services

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 October 2002 (24 years old)
Registered office
No. 1 The Square Thorpe Park View, Thorpe Park, Leeds, LS15 8GH, England
Nature of business
  • Activities of collection agencies (SIC 82911)

Directors and company secretaries

Name Role Born Appointed Other companies
John Simon Pears Director May 1973 19 Jun 2018 22 other companies
Kevin Michael Blake Director Nov 1958 1 Jul 2022 32 other companies
Kathryn Mary Morgan Director Jan 1974 1 Jul 2022 6 other companies
Christina Angela Finan Director Jul 1975 25 Nov 2025 4 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
59
closed down
30
went insolvent
2

In the full report: all 59 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 4 on the FCA register
  • The 4 companies these 4 directors run together
  • All 27 people who have ever been directors, with their dates
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Key dates in its history

Lowell Financial’s history from the FCA register and Companies House, newest first.

2025

7 March 2025

  • FCA imposed a requirement (Deed Poll)

FCA register

2019

17 December 2019

  • Lowell Finance Ltd gave up control
  • Metis Bidco Limited took control (75–100% of shares)

Companies House

2017

21 June 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Lowell Finance Ltd took control (75–100% of shares)

Companies House

2002

10 October 2002

  • Incorporated at Companies House

Companies House

In the full report: all 60 events

  • All 60 events in its history (7 shown here)
  • Every director appointment and resignation: 48
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Firms connected to Lowell Financial

Other FCA-listed firms that share a director, phone number or address with Lowell Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Lowell Financial

Other firms of the same type (debt collector), nearest first.

In Leeds

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lowell Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 59 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 60 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lowell Financial Ltd FCA authorised?
Yes, Lowell Financial Ltd (FRN 730175) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2017 and works as a debt collector. The FCA has placed no limits on its permissions.
What is Lowell Financial’s phone number and website?
The FCA register lists the phone number 0333 556 5550 and the website lowell.co.uk for Lowell Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Lowell Financial a scam or clone?
Lowell Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lowell Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lowell Financial to the Financial Ombudsman Service, free of charge.
Who owns Lowell Financial?
Lowell Financial is owned by Metis Bidco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 17 December 2019. Before that, it was controlled by Lowell Finance Ltd.
Who runs Lowell Financial?
Companies House lists 4 directors of Lowell Financial: John Simon Pears, Kevin Michael Blake, Kathryn Mary Morgan and Christina Angela Finan.
How long has Lowell Financial been in business?
The company was formed on 10 October 2002, and has held its current FCA authorisation since June 2017.
Does Lowell Financial use any other names?
It trades as LFL and Lowell.

Sources and links

The full report on Lowell Financial Ltd

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