Lowfields Leisure Limited

Reference number: 408597

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lowfields Leisure Limited (FRN 408597) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Lowfields Leisure's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lowfields Leisure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lowfields-retreat.co.uk first appeared online, and whether it can receive email
  • What kind of line 01522 778717 is
  • Who else gives the postcode NG34 0AT
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Highfields Country Holiday Fishing Retreat Trading name
  • Lowfields Country Holiday Fishing Retreat Trading name
  • Lowfields Leisure Ltd Former name
  • Highfields Fishing Retreat Former trading name
  • Lowfields Country Retreat Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05072905
Company status
Active
Company type
Private limited company
Incorporated
15 March 2004 (22 years old)
Registered office
Highfields Fishing Retreat Mareham Lane, Spanby, Sleaford, Lincolnshire, NG34 0AT
Nature of business
  • Recreational vehicle parks, trailer parks and camping grounds (SIC 55300)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Anderson Director Oct 1956 15 Mar 2004 1 other company
Christopher John Ashley Director Dec 1979 15 Mar 2004 None
Sara Jayne Ashley Director Oct 1980 15 Mar 2004 None
Sara Jayne Ashley Secretary Not published 15 Mar 2004 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Abridged accountsNot audited

Net assets

£7.83m

+2.9% from £7.60m

Cash at bank

£2.62m

−39% from £4.31m

Employees (average)

22

−21% from 28

Owed within a year

£1.92m

−43% from £3.37m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05072905. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lowfields Leisure’s history from the FCA register and Companies House, newest first.

Key events (4) All events (13)

2019

24 June 2019

  • Changed its registered name from "Lowfields Leisure Ltd"

FCA register

2016

6 April 2016

  • Paul Anderson took control (75–100% of shares)

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

2004

15 March 2004

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Lowfields Leisure

Other firms of the same type (insurance broker), nearest first.

In Sleaford

Spolton LtdSleafordAppointed representativeThe Orchards Park (Residential) LtdSleafordAppointed representative

In the Nottingham (NG) postcode area

Napit Holdings LtdMansfieldAppointed representativeResurgam Health LimitedGranthamAppointed representativeA D Barrett, A J Bloomfield, C J Robinson & H G TingleNewarkAppointed representativeA J Gemmell & E S JenkinsGranthamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lowfields Leisure

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Lowfields Leisure Limited FCA authorised?
Lowfields Leisure Limited (FRN 408597) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lowfields Leisure?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lowfields Leisure Limited (FRN 408597) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Lowfields Leisure's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lowfields Leisure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lowfields Leisure’s phone number and website?
The FCA register lists the phone number 01522 778717 and the website lowfields-retreat.co.uk for Lowfields Leisure. If you were given different contact details, use these to check with the firm before going any further.
Is Lowfields Leisure a scam or clone?
Lowfields Leisure is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lowfields Leisure?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for Lowfields Leisure's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lowfields Leisure?
Companies House lists one person with significant control of Lowfields Leisure: Mr Paul Anderson (75–100% of shares).
Who runs Lowfields Leisure?
Companies House lists 3 directors of Lowfields Leisure: Paul Anderson, Christopher John Ashley and Sara Jayne Ashley.
How long has Lowfields Leisure been in business?
The company was formed on 15 March 2004.
What do Lowfields Leisure’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £7.83m (+2.9% from £7.60m) and cash at bank of £2.62m (−39% from £4.31m).
Does Lowfields Leisure use any other names?
It trades as Highfields Country Holiday Fishing Retreat and Lowfields Country Holiday Fishing Retreat. It has previously used 3 other names: Lowfields Leisure Ltd, Highfields Fishing Retreat and Lowfields Country Retreat.

Sources and links

The full report on Lowfields Leisure Limited

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